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Bank of America $750 Checking Account Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Bank Bonuses
CheckingBank BonusNationwideEasy Approval
Offer Details
Bonus Amount$750
Account TypeChecking
Deposit Window30 days
Bonus Posts In~120 days
Keep Account Open180 days
Cooldown12 months

What Counts as Direct Deposit

Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.

YES
Payroll
Business payroll deposits work.
NO
Government benefits (SSA, pension)
Not applicable for business accounts.
Source: Doctor of Credit DD Methods Database. Data points are community-reported and may change. Always verify with the bank.

Overview

Bank of America's $750 Business Advantage checking bonus requires a $15,000 deposit maintained for 60 days. Tiered at $400 (for $5k) or $750 (for $15k). One of the higher-value business checking bonuses available nationwide.

Who This Checking Bonus Is Best For

Business owners with $15,000 in idle cash looking for a top-tier business checking bonus from a major bank.

How to Maximize This Bonus

Open a Business Advantage checking account, deposit $15,000 within 30 days, and maintain the balance for 60 days. The $400 tier at $5,000 is a solid option if you can't commit the full $15k. Expires Dec 31, 2026, so there's a long window to act.

Pros

+$750 is one of the highest business checking bonuses
+Long expiration (Dec 31, 2026)
+Nationwide availability

Cons

-$16/month fee unless $5,000 daily balance maintained
-Requires $15,000 deposit for top tier

How This Compares to Other Bonuses

Frequently Asked Questions

What type of business account qualifies?

Business Advantage Fundamentals, Relationship, or Unlimited checking accounts all qualify for this bonus.

Full Requirements

Deposit $15,000 in 30 days, maintain 60 days. Expires Dec 31, 2026.

Fees

Monthly Fee$16/mo

Waived with $5,000 minimum daily balance.

ChexSystems & Credit Pull

Chex SensitivityLow
Hard PullNo
Soft PullYes

Standard business verification.

Eligibility

AvailabilityNationwide (U.S.)
Lifetime LimitYes

Business Advantage checking. Expires Dec 31, 2026. New business checking customers only.

Apply

Open Account →
Additional sources:
doctorofcredit.com
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Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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