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Blog/Best Savings Bonuses/Chase $900 Savings Bonus (27.4% Effective APY) - 2026 Review

Chase $900 Savings Bonus (27.4% Effective APY) - 2026 Review

By Nathaniel Booth2026-04-10Savings Bonuses
SavingsBank BonusNationwideTiered Bonus
Offer Details
Account TypeSavings
Base APY0.00%
Funding Window30 days
Maintenance Period90 days
Total Hold~120 days

Bonus Tiers & Effective APY

$5,000 deposit27.4% effective APY
Cash Bonus$450
Est. Interest~$0
Total Earnings~$450
$10,000 deposit18.3% effective APY
Cash Bonus$600
Est. Interest~$0
Total Earnings~$600
$15,000 deposit18.3% effective APY
Cash Bonus$900
Est. Interest~$0
Total Earnings~$900

Eligibility

AvailabilityNationwide (U.S.)
Lifetime LimitNo

New Chase Total Checking account via coupon EK42726. Not eligible if existing Chase checking customer, closed a Chase checking account within 90 days, or closed with negative balance within 3 years. One opening-related bonus per 24 months. Plus one qualifying direct deposit required within 90 days (payroll/pension/government benefits via ACH, RTP, FedNow, or debit network — Zelle/checks/wires/P2P do not count). Monthly fee waivable with $500+ DD, $1,500+ daily balance, or $5,000+ avg daily balance.

Fees

Monthly Fee$15

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Additional sources:
doctorofcredit.com
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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