Huntington Business $1,000 Savings Bonus (30.4% Effective APY) - 2026 Review
Bonus Tiers & Effective APY
Overview
Huntington Unlimited Plus Business Checking pays $200, $400, or $1,000 depending on deposit size ($2k, $10k, or $20k). Available in 13 states across the Midwest and Mid-Atlantic. The $1,000 at $20k tier is competitive, but Huntington is less well-known nationally so this bonus flies under the radar.
Who This Savings Bonus Is Best For
Businesses in Huntington's 13-state footprint, especially in Ohio and Michigan where Huntington's branch presence is strongest. Also good for anyone who wants a less-churned bonus (easier approval than Chase or BofA for repeat customers).
How to Maximize This Bonus
Confirm you're in an eligible state (OH, MI, IL, IN, PA, KY, WV, CO, MN, SC, WI, NC, SD). Open Unlimited Plus Business Checking online or in-branch. Deposit net-new funds within 60 days. The $20k tier's $1,000 bonus is the target — lower tiers have weaker effective rates.
Pros
Cons
How This Compares to Other Bonuses
Huntington $1,000 at $20k is roughly comparable to BofA's $750 at $15k on effective APY. Huntington wins on geography if you're in OH/MI/IN where their presence is dense. BofA or Chase win if you want platform polish.
Frequently Asked Questions
Which states is Huntington in?
OH, MI, IL, IN, PA, KY, WV, CO, MN, SC, WI, NC, SD. Strongest presence in Ohio and Michigan.
Do I need 5+ transactions like Chase?
No — Huntington's bonus is balance-based only. No transaction requirement.
Can I downgrade after the bonus?
Yes. Huntington allows product changes, so you can move to Business Checking 100 (no monthly fee) after the bonus window ends.
Related Bonus Reviews
Eligibility
Unlimited Plus Business Checking. $20k deposit in 60 days.
Fees
Apply
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Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.