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Metro Credit Union $500 Checking Account Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Bank Bonuses
CheckingBank BonusDirect DepositRegionalEasy ApprovalNo Monthly Fee
Offer Details
Bonus Amount$500
Account TypeChecking
Direct Deposit RequiredYes

What Counts as Direct Deposit

Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.

YES
Employer payroll
YES
Government benefits (SSA, pension)
MAYBE
Fidelity ACH push
Limited data for Metro CU.
NO
PayPal ACH
NO
Venmo ACH
NO
Zelle
Source: Doctor of Credit DD Methods Database. Data points are community-reported and may change. Always verify with the bank.

Overview

Metro Credit Union offers a $500 checking bonus with direct deposit in Massachusetts and New Hampshire. One of the highest CU bonuses in New England.

Who This Checking Bonus Is Best For

Massachusetts and New Hampshire residents looking for a top-tier credit union checking bonus.

How to Maximize This Bonus

Open a Metro CU checking account and set up qualifying direct deposit to earn the $500 bonus.

Pros

+$500 bonus is the highest CU offer in New England
+No monthly fee
+Soft pull only

Cons

-Limited to MA and NH
-Direct deposit required

How This Compares to Other Bonuses

Frequently Asked Questions

Is Metro Credit Union available outside of Massachusetts?

Yes, Metro CU also serves New Hampshire. You must be in their service area in either state.

Full Requirements

Direct deposit required.

Fees

Monthly Fee$0

ChexSystems & Credit Pull

Chex SensitivityLow
Hard PullNo
Soft PullYes

Eligibility

AvailabilityMA
Lifetime LimitYes

State restricted: MA, NH. New Metro CU checking customers only.

Apply

Open Account →
Additional sources:
doctorofcredit.com
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Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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