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Blog/Best Savings Bonuses/Public.com $2,500 Savings Bonus (0.2% Effective APY) - 2026 Review

Public.com $2,500 Savings Bonus (0.2% Effective APY) - 2026 Review

By Nathaniel Booth2026-04-10Savings Bonuses
SavingsBank BonusNationwideNo Monthly FeeTiered Bonus
Offer Details
Account TypeSavings
Base APY0.00%
Funding Window30 days
Maintenance Period1825 days
Total Hold~1835 days

Bonus Tiers & Effective APY

$5,000 deposit0.2% effective APY
Cash Bonus$50
Est. Interest~$0
Total Earnings~$50
$50,000 deposit0.2% effective APY
Cash Bonus$500
Est. Interest~$0
Total Earnings~$500
$250,000 deposit0.2% effective APY
Cash Bonus$2,500
Est. Interest~$0
Total Earnings~$2,500

Eligibility

AvailabilityNationwide (U.S.)
Lifetime LimitNo

1% uncapped match on ACAT transfers (brokerage or IRA). Up to $100 ACAT fee reimbursement if account > $5,000. Transfers on/after 5/1/2025 carry a 5-YEAR hold. Re-verify current window (last published end date 5/31/2026).

Fees

Monthly Fee$0

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Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

Additional sources:
doctorofcredit.com
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Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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