Seacoast Bank $400 Checking Account Bonus (2026) - Review & Requirements
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Seacoast Bank offers a $400 checking bonus for $1,000 in direct deposits within 90 days. Premium Checking with promo code CON600. Florida residents only.
Who This Checking Bonus Is Best For
Florida residents looking for a strong $400 bonus with a low $1,000 DD requirement.
How to Maximize This Bonus
Open Premium Checking with promo code CON600 and set up $1,000+ in direct deposits within 90 days. The DD threshold is relatively low for a $400 bonus.
Pros
Cons
How This Compares to Other Bonuses
At $400 for $1,000 DD, this is one of the best value-per-dollar-deposited ratios in Florida. Compare to MidFlorida ($400 requires $4,000 DD + 40 debit).
Frequently Asked Questions
Which states have Seacoast Bank?
Florida only.
Full Requirements
Open Premium Checking with promo code CON600. Make $1000+ in direct deposits within 90 days.
Fees
No monthly fee on Premium Checking.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
Florida residents only. Promo code CON600. New checking customers only.
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Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.