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Blog/Best Checking Bonuses/Florida Credit Union $300 Checking Account Bonus (2026) - Review & Requirements

Florida Credit Union $300 Checking Account Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Bank Bonuses
CheckingBank BonusDirect DepositRegionalEasy ApprovalNo Monthly Fee
Offer Details
Bonus Amount$300
Account TypeChecking
Direct Deposit Required$500 total
Min Per Deposit$500
Number of Deposits1
Deposit Window60 days
Bonus Posts In~60 days

What Counts as Direct Deposit

Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.

YES
Employer payroll
YES
Government benefits (SSA, pension)
MAYBE
Fidelity ACH push
Limited data points for this credit union.
NO
PayPal ACH
NO
Venmo ACH
NO
Zelle
Source: Doctor of Credit DD Methods Database. Data points are community-reported and may change. Always verify with the bank.

Overview

Florida Credit Union offers a $300 checking bonus for a $500 direct deposit within 60 days. Use promo code 25SUMMERBONUS. Florida residents only.

Who This Checking Bonus Is Best For

Florida residents looking for an easy $300 bonus with a single direct deposit.

How to Maximize This Bonus

Open checking with promo code 25SUMMERBONUS and make a $500+ direct deposit within 60 days. One of the simpler Florida bonus requirements.

Pros

+Only $500 DD needed
+No monthly fee
+60-day window

Cons

-Florida only
-$300 is lower than Seacoast ($400) for the same state

How This Compares to Other Bonuses

Seacoast Bank ($400 for $1,000 DD) offers more for Florida residents, but Florida CU's $500 DD threshold is lower. Pick based on your DD capacity.

Frequently Asked Questions

Which states have Florida Credit Union?

Florida only.

Full Requirements

Open checking with promo code 25SUMMERBONUS. Make $500 DD within 60 days.

Fees

Monthly Fee$0

No monthly fee.

ChexSystems & Credit Pull

Chex SensitivityLow
Hard PullNo
Soft PullYes

Low ChexSystems sensitivity.

Eligibility

AvailabilityFL
Lifetime LimitYes

Florida residents only. Promo code 25SUMMERBONUS. New members only.

Apply

Open Account →
Additional sources:
doctorofcredit.com
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Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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