Wells Fargo $400–$400 Business Checking Bonus (2026) - Review & Requirements
Bonus Tiers & Effective APY
Full Requirements
Open a new Initiate Business Checking account by 07/07/2026. $400 tier: deposit $2,500+ by day 30 and keep a $2,500 minimum daily collected balance through day 60. $825 tier: deposit $25,000+ by day 30 and keep a $25,000 balance through day 60. No direct deposit and no debit transactions required. Bonus posts within 30 days after the 60-day qualification period.
Fees
Avoid the $15 monthly service fee with a $500 minimum daily balance.
ChexSystems & Credit Pull
Standard business verification; no personal hard pull reported.
Eligibility
New business checking customers only. A business is not eligible if it currently owns a Wells Fargo business checking account or has closed one in the past 90 days. Sole proprietors qualify — no LLC required.
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