Blog/Best Savings Bonuses/[Expired] AdelFi Credit Union $100 Savings Bonus (10.4% Effective APY) - 2026 Review

[Expired] AdelFi Credit Union $100 Savings Bonus (10.4% Effective APY) - 2026 Review

By Nathaniel Booth2026-04-10Savings Bonuses
SavingsBank BonusNationwideNo Monthly Fee
⚠️ This offer has expired — it ended 2026-07-31.

Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.

Live savings bonuses we currently track
E*TRADE $50–$10,000 Brokerage Bonus - 2026 ReviewTradeStation $50–$5,000 Brokerage Bonus - 2026 ReviewACNB $1,000–$3,000 Business Savings Bonus (13.7%–22.8% Effective APY) - 2026 Review
Offer Details
Account TypeSavings
Base APY0.00%
Funding Window30 days
Maintenance Period30 days
Total Hold~70 days
At a Glance
Requirements
  • Bonus tiers
    • $100 for a $5,000+ deposit
  • Enroll in digital / online banking
  • Enter promo code Bee when you apply
Eligibility
  • Availability: Nationwide
  • No stated lifetime limit
Fees
  • Monthly fee: $0
  • No early-closure rule listed
Payout & closure
  • Funding window: 30 days
  • Maintenance/hold period: 30 days
  • Total practical hold: ~70 days
Valid through July 31, 2026
Bank bonuses are taxable interest — expect a 1099-INT. See our bank bonus tax guide.

Bonus Tiers & Effective APY

$5,000 deposit10.4% effective APY
Cash Bonus$100
Est. Interest~$0
Total Earnings~$100

Overview

AdelFi Credit Union's $100 savings promotion is expired. This page preserves the final tracked tiers, requirements, and history.

Pros

+Up to $100 cash bonus
+No monthly maintenance fee
+Nationwide eligibility, subject to account rules

Cons

-$5,000 required for the headline tier

Notes

Fund the account inside the 30-day window, target the tier you can maintain comfortably, and keep the qualifying balance in place for the full 30-day maintenance period. Avoid moving the money until the reward posts.

How This Compares to Other Bonuses

AdelFi Credit Union's $100 headline payout is closest to Ally's $100 offer. Compare the required capital, holding time, account fees, and base interest, not only the bonus.

Frequently Asked Questions

What is the current AdelFi Credit Union promotion?

The final tracked promotion paid up to $100; it is now marked expired.

How much money is required for the AdelFi Credit Union bonus?

The highest advertised payout currently requires $5,000. Lower tiers may require less; review the tier table on this page.

How long is the money committed?

Plan on approximately 70 days including funding, maintenance, settlement, and a practical payout buffer.

Eligibility

AvailabilityNationwide
Lifetime LimitNo

AdelFi is a faith-based credit union and membership is restricted to Christians of various denominations. Use promo code "Bee" when you apply. Open the Harvest High-Yield Savings account with at least $100, enroll in online banking, and have a balance of $5,000 or more 30 days after opening. New members only, meaning no AdelFi membership in the last 24 months. The bonus is deposited after 30 days upon approval. Pair with the Harvest Checking $100 bonus for $200 combined. Offer ends 07/31/2026.

Fees

Monthly Fee$0
Sources (2)

We last checked this against the bank's page on August 7, 2026.

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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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