How we verify bonus offers
The catalog is the factual source of truth. Articles are a published view of those same facts—not a separate copy that can quietly drift.
Discover
Automated searches look for new and changed checking, savings, brokerage, and credit card promotions. A separate weekly coverage audit checks whether major public offer lists contain anything the catalog is missing.
Verify
The highest-priority offers are checked first each day. The rest of the catalog is checked in rotating daily groups, with full-catalog coverage each week. Verification looks for the offer amount, qualifying activity, deadline, eligibility, fees, and a usable source URL.
Judge
Clear, source-supported bank and savings corrections can move through the automated review path. Ambiguous evidence and credit-card field changes are held for review. Failed tests or contradictory edits are quarantined instead of being published.
Publish
When a material catalog fact changes, the matching article facts, summary, requirements, FAQs, metadata, and change fingerprint are regenerated together. Tests and a production build must pass before the update can merge.
What “verified” means
A verification date means the offer was checked against the source shown on the article. It does not mean the bank guarantees approval or that every applicant is eligible. Unless the institution publishes an end date, an offer can still change without notice.
- Official institution or issuer pages are preferred as primary evidence.
- Third-party pages may help discover an offer, but they do not override conflicting official terms.
- The visible verification date records a source check; “last updated” changes only when the article’s material facts or editorial content change.
- A page without a usable source, complete article content, or a current offer is withheld from search indexing until it meets the quality gate.
Automation and human judgment
Automation handles repeatable checks and high-confidence updates. It is intentionally conservative around ambiguous pages, issuer anti-bot screens, personalized offers, and credit-card changes that can be confused with fees or statement credits. Those cases remain in a review queue.
Runtime safeguards also compare an article's saved fact fingerprint with the live catalog. If they ever disagree, the page renders deterministic copy from the current catalog instead of serving a known-stale amount or spend requirement.
Corrections
Terms can change between checks. If an article and its source disagree, please report the correction. Include the article URL and the official source when possible.