Blog/Best Checking Bonuses/AllTru Credit Union $300 Checking Account Bonus (2026) - Review & Requirements

AllTru Credit Union $300 Checking Account Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Last updated 2026-04-17Bank Bonuses
CheckingBank BonusDirect DepositRegionalEasy ApprovalNo Monthly Fee
Offer Details
Offer code — enter at signupCHECKING300
Bonus Amount$300
Account TypeChecking
Direct Deposit Required$1,000 total
Min Per Deposit$500
Number of Deposits2
Deposit Window60 days
Bonus Posts In~15 days
Cooldown12 months
Bank bonuses are taxable interest — expect a 1099-INT. See our bank bonus tax guide.

What Counts as Direct Deposit

Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.

YES
Employer payroll
YES
Government benefits (SSA, pension)
MAYBE
Fidelity ACH push
Limited data for AllTru CU.
NO
PayPal ACH
NO
Venmo ACH
NO
Zelle
Source: Doctor of Credit DD Methods Database. Data points are community-reported and may change. Always verify with the bank.

Overview

AllTru Credit Union offers a $300 checking bonus with direct deposit in Missouri. A straightforward option for St. Louis-area residents.

Who This Checking Bonus Is Best For

Missouri residents looking for a $300 credit union checking bonus.

How to Maximize This Bonus

Open an AllTru CU checking account and set up qualifying direct deposit to earn the $300 bonus.

Pros

+$300 bonus with no monthly fee
+Established Missouri CU

Cons

-MO only — limited to Missouri
-Direct deposit required

How This Compares to Other Bonuses

Frequently Asked Questions

Where does AllTru Credit Union operate?

AllTru Credit Union serves the St. Louis, Missouri metro area and surrounding communities.

Full Requirements

Complete two direct deposits of $500+ each within 60 days of account opening. Use promo code CHECKING300; bonus posts ~15 days after requirements met.

Fees

Monthly Fee$0

ChexSystems & Credit Pull

Chex SensitivityLow
Hard PullNo
Soft PullYes

Eligibility

AvailabilityMO
Lifetime LimitYes

Field of membership: must live, work, or worship in St. Charles County, St. Louis County, or St. Louis City, Missouri (not statewide MO). New AllTru CU checking customers only.

Apply

Open Account →

Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

Additional sources:
alltrucu.com
doctorofcredit.com
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Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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