AllTru Credit Union $300 Checking Account Bonus (2026) - Review & Requirements
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- Direct deposit: 2 separate direct deposits of $500 or more each
- Deposit window: 60 days
- Enroll in digital / online banking
- Enter promo code CHECKING300 when you apply
- Availability: MO
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Low
- Credit pull: soft pull only
- Monthly fee: $0
- No early-closure rule listed
- Bonus posts: ~15 days
What Counts as Direct Deposit
5 reports across 1 source. Last report Jul 13, 2026. Doctor of Credit comments 5.
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Become a new Alltru member and open any adult checking account using code CHECKING300 by 8/31/26, sign up for online banking, and complete two direct deposits of $500 or more each within 60 days of opening. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
AllTru Credit Union is currently offering a $300 checking bonus. The core requirement is 2 separate direct deposits of $500 or more each within 60 days. The eligible account has no monthly maintenance fee documented in the catalog.
Pros
Cons
Notes
Enter promo code CHECKING300 during application. Make 2 SINGLE direct deposits of $500 or more each within 60 days. Allow approximately 15 days for the bonus to post after qualification.
How This Compares to Other Bonuses
AllTru Credit Union's $300 offer is closest in headline value to American Express's $300 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current AllTru Credit Union checking bonus?
AllTru Credit Union currently advertises $300. The principal requirement is 2 separate direct deposits of $500 or more each within 60 days.
Does the AllTru Credit Union bonus require direct deposit?
Yes. The catalog currently records 2 separate direct deposits of $500 or more each within 60 days. Confirm the bank's exact definition before applying.
When should the AllTru Credit Union bonus post?
The tracked estimate is about 15 days after you satisfy the requirements.
Full Requirements
Become a new Alltru member and open any adult checking account using code CHECKING300 by 8/31/26, sign up for online banking, and complete two direct deposits of $500 or more each within 60 days of opening. The $300 is paid into your primary savings account about 15 days after the last requirement is met, and the account has to be open, in good standing and above a zero balance at that point. One cash bonus per household. You are not eligible if you closed a 1st Financial or Alltru personal checking account within the past 12 months.
Fees
ChexSystems & Credit Pull
Eligibility
Field of membership: must live, work, or worship in St. Charles County, St. Louis County, or St. Louis City, Missouri (not statewide MO). New AllTru CU checking customers only.
Apply
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Sources (3)
We last checked this against the bank's page on September 26, 2026.
Historical Promotions
The current $300 is the highest we've tracked since December 2023.
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What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.