Ally Invest $200 Brokerage Bonus - 2026 Review
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Bonus Tiers & Effective APY
Overview
Ally Invest currently offers up to $200 through its brokerage promotion. The headline tier requires $1,000 and keeps the funds committed for roughly 100 days. That is approximately 73.0% annualized before tax and opportunity-cost adjustments.
Who This Savings Bonus Is Best For
People with $1,000 of genuinely idle cash who can leave it committed for roughly 100 days without sacrificing a better use for the funds.
How to Maximize This Bonus
Fund the account inside the 30-day window, target the tier you can maintain comfortably, and keep the qualifying balance in place for the full 90-day maintenance period. Avoid moving the money until the reward posts.
Pros
Cons
How This Compares to Other Bonuses
Ally Invest's $200 headline payout is closest to SoFi Invest's $150 offer. Compare the required capital, holding time, account fees, and base interest, not only the bonus.
Frequently Asked Questions
What is the current Ally Invest promotion?
Ally Invest currently offers up to $200. The headline requirement is $1,000 deposit held for about 90 days.
How much money is required for the Ally Invest bonus?
The highest advertised payout currently requires $1,000. Lower tiers may require less; review the tier table on this page.
How long is the money committed?
Plan on approximately 100 days including funding, maintenance, settlement, and a practical payout buffer.
Eligibility
Existing Ally Bank customers who have never had Ally Invest. $200 for $1,000 in net-new external funds ($100 if transferred from an existing Ally account). Self-Directed Trading account. Open by 12/31/2026, 90-day hold.
Fees
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Sources (2)
We last checked this against the bank's page on August 15, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.