[Expired] Atlantic Union Bank $800 Checking Account Bonus (2026) - Review & Requirements
Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.
- Direct deposit: $10,000 in qualifying direct deposits
- Deposit window: 90 days
- Enter promo code UPT8 when you apply
- Availability: VA, MD, NC, DC
- No stated lifetime limit
- ChexSystems sensitivity: Medium
- Credit pull: soft pull only
- Monthly fee: $0 — Free checking account options available with no monthly fees
- Early closure fee: $25
- Bonus posts: ~30 days
- Account hold: Must keep open 180 days
What Counts as Direct Deposit
2 reports across 1 source. Last report Aug 13, 2026. Doctor of Credit comments 2.
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Atlantic Union Bank offers tiered checking bonuses of $400-$800 for VA, MD, NC, and DC residents based on direct deposit totals within 90 days. $800 bonus requires $10,000+ in qualifying direct deposits. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Atlantic Union Bank's $800 checking offer is no longer available. This page preserves the final tracked requirements, source, and offer history so you can compare it with currently active bonuses.
Pros
Cons
Notes
Enter promo code UPT8 during application. Receive $10,000+ in direct deposits within 90 days. Allow approximately 30 days for the bonus to post after qualification. Keep the account open for at least 180 days.
How This Compares to Other Bonuses
Atlantic Union Bank's $800 offer is closest in headline value to Dedham Savings's $750 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Atlantic Union Bank checking bonus?
The final offer we tracked paid $800; it is now marked expired.
Does the Atlantic Union Bank bonus require direct deposit?
Yes. The catalog currently records $10,000 in qualifying direct deposits within 90 days. Confirm the bank's exact definition before applying.
When should the Atlantic Union Bank bonus post?
The tracked estimate is about 30 days after you satisfy the requirements.
Full Requirements
Tiered offer: $400 for $1k-$4.9k DD, $600 for $5k-$9.9k DD, $800 for $10k+ DD within 90 days of account opening. Open with promo code UPT8 (applied automatically through the bank's Apply Now / Open Account links). Account must remain open and in good standing to receive bonus.
Fees
Free checking account options available with no monthly fees
ChexSystems & Credit Pull
Soft pull reported. ChexSystems inquiry performed; mixed datapoints on sensitivity level.
Eligibility
Targeted offer - requires promo code from direct communication with Atlantic Union Bank. Not valid if you've had an Atlantic Union Bank checking account or received any Atlantic Union Bank cash bonus within the last 12 months.
Sources (2)
We last checked this against the bank's page on August 27, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.