Bank of New Hampshire $100 Checking Account Bonus (2026) - Review & Requirements
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- Deposit window: 90 days
- Minimum opening deposit: $50
- Spend $2,000 on the debit card
- Availability: NH
- No stated lifetime limit
- ChexSystems sensitivity: Unknown
- Monthly fee: $10/mo — Granite Checking is $10 per month, waived by meeting 2 of 5 stated conditions each cycle. Slate Checking is $6 per month, waived by any 1 of 6 conditions such as 10 debit transactions or a direct deposit. Prestige Checking is $25 per month, waived only by a $25,000 average relationship balance.
- No early-closure rule listed
What Counts as Direct Deposit
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Open a Bank of New Hampshire Granite Checking account with $50 and complete all four of these within the first 90 days: receive a direct deposit from payroll, social security, pension or government benefits, use Bill Pay, make a BeMobile mobile check deposit, and put at least $2,000 through the debit card. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
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Overview
Bank of New Hampshire is currently offering a $100 checking bonus. The qualifying activity is $2,000 of debit-card spending. The account has a $10 monthly fee; review the waiver terms before applying.
Pros
Cons
Notes
Open a Bank of New Hampshire Granite Checking account with $50 and complete all four of these within the first 90 days: receive a direct deposit from payroll, social security, pension or government benefits, use Bill Pay, make a BeMobile mobile check deposit, and put at least $2,000 through the debit card. Missing any one of the four forfeits the bonus. Keep a positive daily balance until the $100 is paid, which happens in the account cycle following the 90th day. Apply online. Keep the account open and in good standing until the bonus posts.
How This Compares to Other Bonuses
Bank of New Hampshire's $100 offer is closest in headline value to Current's $100 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Bank of New Hampshire checking bonus?
Bank of New Hampshire currently advertises $100. The principal requirement is $2,000 of debit-card spending.
Does the Bank of New Hampshire bonus require direct deposit?
Yes. The catalog currently records a qualifying direct deposit within 90 days. Confirm the bank's exact definition before applying.
When should the Bank of New Hampshire bonus post?
The bank does not provide a dependable posting estimate in our current record, so keep the account open until payment arrives.
Full Requirements
Open a Bank of New Hampshire Granite Checking account with $50 and complete all four of these within the first 90 days: receive a direct deposit from payroll, social security, pension or government benefits, use Bill Pay, make a BeMobile mobile check deposit, and put at least $2,000 through the debit card. Missing any one of the four forfeits the bonus. Keep a positive daily balance until the $100 is paid, which happens in the account cycle following the 90th day. Apply online.
Fees
Granite Checking is $10 per month, waived by meeting 2 of 5 stated conditions each cycle. Slate Checking is $6 per month, waived by any 1 of 6 conditions such as 10 debit transactions or a direct deposit. Prestige Checking is $25 per month, waived only by a $25,000 average relationship balance.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Bank of New Hampshire runs this as the 90-Day Countdown to Cash campaign across three checking products. Granite Checking pays $100 for $2,000 of debit card transactions and costs $10 a month. Slate Checking pays $75 for $1,500 and costs $6 a month. Prestige Checking pays $150 for $3,000 but costs $25 a month, which over the 90-day qualifying window is $75 of fees against a $150 bonus unless you hold a $25,000 average relationship balance. All three need the same four activities inside 90 days. Accounts created by product conversion do not qualify because the account number stays the same. Separate $15 eStatement and $10 savings rewards exist and are not part of this bonus. The bank's page states no end date.
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Sources (1)
We last checked this against the bank's page on September 4, 2026.
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What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.