Bell Bank $100 Checking Account Bonus (2026) - Review & Requirements
Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Bell Bank is currently offering a $100 checking bonus. The core requirement is $1,500 in qualifying direct deposits. The eligible account has no monthly maintenance fee documented in the catalog.
Who This Checking Bonus Is Best For
Applicants who can safely route $1,500 in qualifying direct deposits without disrupting higher-value offers, and who meet every geographic and prior-customer restriction.
How to Maximize This Bonus
Receive $1,500+ in direct deposits. Allow approximately 5 days for the bonus to post after qualification. Keep the account open for at least 60 days.
Pros
Cons
How This Compares to Other Bonuses
Bell Bank's $100 offer is closest in headline value to Current's $100 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Bell Bank checking bonus?
Bell Bank currently advertises $100. The principal requirement is $1,500 in qualifying direct deposits.
Does the Bell Bank bonus require direct deposit?
Yes. The catalog currently records $1,500 in qualifying direct deposits. Confirm the bank's exact definition before applying.
When should the Bell Bank bonus post?
The tracked estimate is about 5 days after you satisfy the requirements.
Full Requirements
Open your first ever personal checking account at Bell Bank, using a current promo code, and keep it open 60 days. In that time you need two or more recurring direct deposits totaling at least $1,500, not counting transfers from another bank, plus either 10 debit card transactions or one recurring automatic payment. Without a promo code entered at opening you do not qualify. Apply online.
Fees
Not stated.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Bell Bank operates in Minnesota, North Dakota and Arizona, and the account is its America's Best Checking. The bonus is only available to customers who open with a current promo code, which Bell distributes through partnerships rather than publishing on its main checking page. One live example is code SUNSFAN100 on Bell's Phoenix Suns and Phoenix Mercury partner pages. Limit one bonus per household and per account, it cannot be combined with any other offer, and Bell employees are excluded. The money lands within 5 business days after you qualify. Expires December 31, 2026.
Apply
Open Account →Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.
Sources (2)
We last checked this against the bank's page on August 18, 2026.
More Bell Bank offers we track
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.