Betterment $100 Brokerage Bonus - 2026 Review
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- Bonus tiers
- $100 for a $2,500+ deposit
- Availability: Nationwide
- Lifetime limit: one bonus per customer
- Monthly fee: $0
- No early-closure rule listed
- Funding window: 28 days
- Maintenance/hold period: 7 days
- Total practical hold: ~45 days
Bonus Tiers & Effective APY
Overview
Betterment currently offers up to $100 through its brokerage promotion. The headline tier requires $2,500 and keeps the funds committed for roughly 45 days. That is approximately 32.4% annualized before tax and opportunity-cost adjustments.
Pros
Cons
Notes
Fund the account inside the 28-day window, target the tier you can maintain comfortably, and keep the qualifying balance in place for the full 7-day maintenance period. Avoid moving the money until the reward posts.
How This Compares to Other Bonuses
Betterment's $100 headline payout is closest to SoFi Invest's $100 offer. Compare the required capital, holding time, account fees, and base interest, not only the bonus.
Frequently Asked Questions
What is the current Betterment promotion?
Betterment currently offers up to $100. The headline requirement is $2,500 deposit held for about 35 days.
How much money is required for the Betterment bonus?
The highest advertised payout currently requires $2,500. Lower tiers may require less; review the tier table on this page.
How long is the money committed?
Plan on approximately 45 days including funding, maintenance, settlement, and a practical payout buffer.
Eligibility
New Betterment clients only (no existing Betterment account). Not available with other offers, Betterment Advisor Solutions clients, 401(k) participants, or Betterment employees. Deposits into Cash Reserve or joint/trust SDI accounts don't qualify. Transfers from Betterment Cash Reserve or managed accounts don't qualify.
Fees
Apply
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Sources (2)
We last checked this against the bank's page on September 25, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.