Blog/Best Checking Bonuses/Blaze Credit Union $225 Checking Account Bonus (2026) - Review & Requirements

Blaze Credit Union $225 Checking Account Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Last updated 2026-06-05Bank Bonuses
CheckingBank BonusDirect DepositTransaction RequirementRegionalEasy ApprovalNo Monthly Fee
Offer Details
Bonus Amount$225
Account TypeChecking
Direct Deposit RequiredYes
Deposit Window60 days
Transactions Required6 qualifying transactions
Bonus Posts In~60 days
Bank bonuses are taxable interest — expect a 1099-INT. See our bank bonus tax guide.

What Counts as Direct Deposit

Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.

YES
Employer payroll
YES
Government benefits (SSA, pension)
MAYBE
Fidelity ACH push
Limited data points for this bank.
NO
PayPal ACH
NO
Venmo ACH
NO
Zelle
Source: Doctor of Credit DD Methods Database. Data points are community-reported and may change. Always verify with the bank.

Overview

Blaze Credit Union offers a $250 checking bonus for direct deposit or automatic payment (any amount) plus 6 debit card purchases within 60 days.

Who This Checking Bonus Is Best For

Minnesota/Wisconsin residents who want a low-bar $200 bonus with minimal requirements.

How to Maximize This Bonus

Set up any direct deposit or automatic payment and make 6 debit purchases within 60 days. The any-amount DD makes this very accessible.

Pros

+Any amount DD qualifies
+Only 6 debit purchases needed

Cons

-MN and WI only
-Account must stay open 6 months or Blaze can claw back the bonus

How This Compares to Other Bonuses

One of the lowest DD bars available (any amount). Compare to Associated Healthcare CU ($250, MN, $500 DD + 20 debit) for more money but harder requirements.

Frequently Asked Questions

Which states have Blaze Credit Union?

Minnesota and Wisconsin.

Full Requirements

$100 minimum opening deposit required. Requires direct deposit or automatic payment (any amount) plus 6 debit card purchases within 60 days. Free account.

Fees

Monthly Fee$0

No monthly fee.

ChexSystems & Credit Pull

Chex SensitivityLow
Hard PullNo
Soft PullYes

Low ChexSystems sensitivity.

Eligibility

AvailabilityMN
Lifetime LimitYes

Available in MN and WI. New members only.

Apply

Open Account →

Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

Additional sources:
doctorofcredit.com

Historical Promotions

tracked since 2026-04-16
$2256 debit txnsall-time highcurrent
~2026-06-05current
$2006 debit txns
~2026-04-162026-05-11

The current $225 is the highest we've tracked since April 2026.

2026-06-05: bonus increased $200$225
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Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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