Cambridge Savings Bank $300 Checking Account Bonus (2026) - Review & Requirements
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Overview
Cambridge Savings Bank is currently offering a $300 checking bonus. The qualifying activity is 10 debit-card transactions. The eligible account has no monthly maintenance fee documented in the catalog.
Who This Checking Bonus Is Best For
Applicants who can complete the listed activity on time and who meet the bank's geographic and prior-customer restrictions.
How to Maximize This Bonus
Open a personal checking ($10) and make 10 qualifying debit-card purchases of $10+ each calendar month for 12 months ($25/month, up to $300). No direct deposit required. Apply online. Allow approximately 60 days for the bonus to post after qualification.
Pros
Cons
How This Compares to Other Bonuses
Cambridge Savings Bank's $300 offer is closest in headline value to American Express's $300 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Cambridge Savings Bank checking bonus?
Cambridge Savings Bank currently advertises $300. The principal requirement is 10 debit-card transactions.
Does the Cambridge Savings Bank bonus require direct deposit?
No qualifying direct deposit is currently listed; complete the alternative activity shown in the official terms.
When should the Cambridge Savings Bank bonus post?
The tracked estimate is about 60 days after you satisfy the requirements.
Full Requirements
Open a new personal checking account with a $10 minimum opening deposit between May 1 and September 30, 2026, then fund it and enroll in eStatements within the first 30 days. Make 10 debit card purchases of $10 or more with your CSB Debit Mastercard in each of the first 12 calendar months after opening. Every qualifying month pays $25, up to $300 in total. No direct deposit is required for this one. Apply online.
Fees
Simple Checking has no monthly service charge. Performance Checking is $10 a month, waived with a $1,000 average monthly balance or $2,500 in combined balances. Performance Plus Checking is $20 a month, waived with $10,000 in combined balances.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
You must live or work in Massachusetts or New Hampshire. If you live or work in Maine, visit a branch or call the bank. You must not currently have, or have had, a CSB personal checking account in the last 12 months. Simple Checking for Students does not qualify. The account must stay open and in good standing through the qualification period and at payout, and the bonus is credited within 2 months after the qualification period ends. A separate $500 one-time checking bonus (for $2,500 in monthly direct deposits plus a $5,000 average monthly balance across the first 3 full calendar months) and a separate $400 money market bonus can be earned alongside this one, up to $1,200 in total.
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Sources (2)
We last checked this against the bank's page on August 2, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.