Blog/Best Checking Bonuses/Campus Federal Credit Union $600 Checking Account Bonus (2026) - Review & Requirements

Campus Federal Credit Union $600 Checking Account Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Bank Bonuses
CheckingBank BonusDirect DepositRegional
Offer Details
Offer code — enter at signup600FORME
Bonus Amount$600
Account TypeChecking
Direct Deposit RequiredYes
Min Per Deposit$500
Number of Deposits2
Minimum Balance$5,000
Keep a $5,000 average balance over the roughly 90-day qualification window
Deposit Window90 days
Bonus Posts In~35 days
Keep Account Open120 days
MediumJoin the credit union first, usually a small donation
Open account →

Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

At a Glance
Requirements
  • Direct deposit: 2 separate direct deposits of $500 or more each
  • Deposit window: 90 days
  • Keep a $5,000 average balance over the roughly 90-day qualification window
  • Enter promo code 600FORME when you apply
Eligibility
  • Availability: LA
  • Lifetime limit: one bonus per customer
  • ChexSystems sensitivity: Unknown
Fees
  • Monthly fee: $10/mo — $10/month if requirements unmet; waived with a $2,500 relationship balance.
  • No early-closure rule listed
Payout & closure
  • Bonus posts: ~35 days
  • Account hold: Must keep open 120 days
  • Holding period: 90 days
Open account →
No published end date
Bank bonuses are taxable interest — expect a 1099-INT. See our bank bonus tax guide.

What Counts as Direct Deposit

Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.

YESEmployer payrollFrom the bank published terms and our own checksThe safest method — always codes as a direct deposit.
YESGovernment benefits (SSA, pension, unemployment)From the bank published terms and our own checks
MAYBEAlly / Alliant ACH pushFrom the bank published terms and our own checksDD-coded ACH that works at many banks; confirm for this one.
MAYBEFidelity ACH pushFrom the bank published terms and our own checksThe most reliable workaround — Fidelity sends properly DD-coded ACH that triggers at most banks. Worth trying first.
MAYBESchwab ACH pushFrom the bank published terms and our own checksInconsistent across banks — use payroll or Fidelity if you can.
NOMobile check / cash depositFrom the bank published terms and our own checks
NOPayPal / Venmo / Cash App ACHFrom the bank published terms and our own checksUsually code as P2P, not direct deposit. A few very lenient banks (Citi, Capital One) are exceptions.
NOTransfer from your own account at the same bankFrom the bank published terms and our own checksInternal transfers never count.
NOWire transferFrom the bank published terms and our own checks
NOZelleFrom the bank published terms and our own checksCodes as P2P at nearly every bank.
How we know
Complete two direct deposits of $500 or more each, so $1,000 or more in total, within 90 days of opening, maintain an average daily checking balance of $5,000 or more during that same 90 days, then keep the account open and in good standing for 120 days. Source

The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.

Reports are attached to the offer, never to your name. Members can log one from their account instead.

Source: our guide to what counts as direct deposit, verified per-bank against official terms and community data points (originally compiled with help from Doctor of Credit). Data points change, so always verify with the bank.

Overview

Campus Federal Credit Union is currently offering a $600 checking bonus. The core requirement is 2 separate direct deposits of $500 or more each within 90 days. The account has a $10 monthly fee; review the waiver terms before applying.

Pros

+$600 cash bonus
+No documented hard credit pull
+90-day qualification window

Cons

-Geographic restrictions apply
-Lifetime or one-bonus-per-customer language applies
-$10 monthly fee unless waived
-No published end date; terms can change without notice

Notes

Enter promo code 600FORME during application. Make 2 SINGLE direct deposits of $500 or more each within 90 days. Allow approximately 35 days for the bonus to post after qualification. Keep the account open for at least 120 days.

How This Compares to Other Bonuses

Campus Federal Credit Union's $600 offer is closest in headline value to Huntington Bank's $600 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.

Frequently Asked Questions

What is the current Campus Federal Credit Union checking bonus?

Campus Federal Credit Union currently advertises $600. The principal requirement is 2 separate direct deposits of $500 or more each within 90 days.

Does the Campus Federal Credit Union bonus require direct deposit?

Yes. The catalog currently records 2 separate direct deposits of $500 or more each within 90 days. Confirm the bank's exact definition before applying.

When should the Campus Federal Credit Union bonus post?

The tracked estimate is about 35 days after you satisfy the requirements.

Full Requirements

Register with promo code 600FORME and open a new Lagniappe Checking account, not Lagniappe Lite, within 30 days of becoming a new member. Complete two direct deposits of $500 or more each, so $1,000 or more in total, within 90 days of opening, maintain an average daily checking balance of $5,000 or more during that same 90 days, then keep the account open and in good standing for 120 days. Apply online.

Fees

Monthly Fee$10/mo

$10/month if requirements unmet; waived with a $2,500 relationship balance.

ChexSystems & Credit Pull

Chex SensitivityUnknown
Hard PullNo

ChexSystems / credit-pull policy not officially stated.

Eligibility

AvailabilityLA
Lifetime LimitYes

Membership: Campus Federal field of membership (Louisiana). New members only, and Campus Federal employees and their immediate families and households are excluded. A qualifying direct deposit is a regular periodic ACH or Real-Time Payment credit such as salary, pension, or government payments from an employer or an outside entity; wires and transfers you start from Campus Federal's own website or app do not count. This is the Lagniappe Checking account (not Lagniappe Lite), and it adds a $5,000 average daily balance requirement the smaller $225 Lite offer does not have. Paid as a $600 Mastercard Reward Card, allow 4 to 6 weeks after you complete all requirements.

Apply

Open Account →

Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

Sources (2)

We last checked this against the bank's page on September 18, 2026.

More Campus Federal Credit Union offers we track

Campus Federal Credit Union $225 Checking Bonus
Track This Bonus in Stacks OS

Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.

Stacks OS also tells you which bonus to do next for YOUR paycheck.

Bonus tracking is included in the free plan.
🔒
The Direct Deposit Cheat Sheet

What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.

Free. Unlocks instantly here and arrives by email.
Unlocking also subscribes you to the free weekly bonus newsletter. Unsubscribe anytime.
Watch the walkthroughs on YouTube →

Comments (0)

Loading comments...
Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

← All reviewsBest checking bonusesBest savings bonuses