Credit Human $300 Checking Account Bonus (2026) - Review & Requirements
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Credit Human offers a $300 checking bonus geo-targeted to the San Antonio TX, Houston TX, and New Orleans LA metro areas. Requires two $250 direct deposits plus 10 debit purchases of $10+ within 90 days. Use promo code CheckingPromo2026.
Who This Checking Bonus Is Best For
Residents of the San Antonio, Houston, or New Orleans metro areas who can meet both DD and debit purchase requirements within 90 days.
How to Maximize This Bonus
Open checking with promo code CheckingPromo2026. Set up direct deposit ($250+ each, 2 required) and use your debit card for purchases of $10 or more — 10 total within 90 days.
Pros
Cons
How This Compares to Other Bonuses
Matches the $300 offered by some nationwide credit unions but is geo-restricted to TX/LA metros and requires more steps. The upside is no balance requirement — just deposits and spending.
Frequently Asked Questions
Is Credit Human available nationwide?
No — this $300 promo is geo-targeted to the San Antonio TX, Houston TX, and New Orleans LA metro areas. Use promo code CheckingPromo2026.
Full Requirements
Open checking with promo code CheckingPromo2026. Make 2x $250 DD + 10 debit purchases of $10+ within 90 days. Geo-limited to San Antonio TX, Houston TX, New Orleans LA and surrounding areas. Valid through 12/31/2026.
Fees
No monthly fee.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
Geo-limited to San Antonio TX, Houston TX, New Orleans LA and surrounding areas. Use promo code CheckingPromo2026. New members only.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.