Credit Human $300 Checking Account Bonus (2026) - Review & Requirements
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- Direct deposit: 2 separate direct deposits of $500 or more each
- Deposit window: 90 days
- Minimum opening deposit: $25
- Enter the offer's promo code when you apply
- Make 10 debit card transactions
- Availability: TX, LA
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Low
- Credit pull: soft pull only
- Monthly fee: $0 — No monthly fee.
- No early-closure rule listed
- Bonus posts: ~90 days
What Counts as Direct Deposit
10 reports across 1 source. Last report Jul 13, 2026. Doctor of Credit comments 10.
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Within 90 days of opening, receive two recurring direct deposits of at least $500 each, make at least 10 point of sale debit card purchases of $10 or more each (ATM withdrawals do not count), and enrol in digital banking and electronic statements. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Credit Human is currently offering a $300 checking bonus. The core requirement is 2 separate direct deposits of $500 or more each within 90 days. The eligible account has no monthly maintenance fee documented in the catalog.
Pros
Cons
Notes
Make 2 SINGLE direct deposits of $500 or more each within 90 days. Allow approximately 90 days for the bonus to post after qualification.
How This Compares to Other Bonuses
Credit Human's $300 offer is closest in headline value to PSECU's $300 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Credit Human checking bonus?
Credit Human currently advertises $300. The principal requirement is 2 separate direct deposits of $500 or more each within 90 days.
Does the Credit Human bonus require direct deposit?
Yes. The catalog currently records 2 separate direct deposits of $500 or more each within 90 days. Confirm the bank's exact definition before applying.
When should the Credit Human bonus post?
The tracked estimate is about 90 days after you satisfy the requirements.
Full Requirements
Open a Credit Human checking account with as little as $25, using promo code CheckingPromo2026 if you open in person at a Financial Health Center. Membership itself needs a $5 deposit. Within 90 days of opening, receive two recurring direct deposits of at least $500 each, make at least 10 point of sale debit card purchases of $10 or more each (ATM withdrawals do not count), and enrol in digital banking and electronic statements. The account has to stay open for at least 90 days. The account must be opened before December 31, 2026.
Fees
No monthly fee.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
The offer is limited to residents of San Antonio, Texas and New Orleans, Louisiana. Only one new checking account per primary member per household mailing address earns the incentive, and it cannot be combined with another Credit Human offer.
Apply
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Sources (2)
We last checked this against the bank's page on September 8, 2026.
Historical Promotions
The current $300 is the highest we've tracked since February 2025.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
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What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.