Credit Union of Texas $250 Checking Account Bonus (2026) - Review & Requirements
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- Direct deposit: $600+ in qualifying direct deposits each month
- Minimum opening deposit: $25
- Availability: TX
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Unknown
- Monthly fee: $6/mo — Secure Checking costs $6 a month and Secure Plus Checking costs $10 a month. Both are free for students age 25 and under, veterans and first responders, and certain school district employees.
- No early-closure rule listed
- Bonus posts: ~60 days
- Account hold: Must keep open 180 days
What Counts as Direct Deposit
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Keep a direct deposit of at least $600 a month running, and the match is credited once the account has been open at least 60 days. Keep the account with direct deposit open at least six months or the bonus can be debited back at closing. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Credit Union of Texas is currently offering a $250 checking bonus. The core requirement is $600+ in qualifying direct deposits each month. The account has a $6 monthly fee; review the waiver terms before applying.
Pros
Cons
Notes
Receive $600+ in direct deposits each month. Each period must stand on its own; front-loading one large deposit does not qualify. Allow approximately 60 days for the bonus to post after qualification. Keep the account open for at least 180 days.
How This Compares to Other Bonuses
Credit Union of Texas's $250 offer is closest in headline value to Farmers Insurance Federal Credit Union's $250 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Credit Union of Texas checking bonus?
Credit Union of Texas currently advertises $250. The principal requirement is $600+ in qualifying direct deposits each month.
Does the Credit Union of Texas bonus require direct deposit?
Yes. The catalog currently records $600+ in qualifying direct deposits each month. Confirm the bank's exact definition before applying.
When should the Credit Union of Texas bonus post?
The tracked estimate is about 60 days after you satisfy the requirements.
Full Requirements
Go to a Credit Union of Texas branch, present the promotion flyer and mention the $250 bonus offer, and open a new Secure or Secure Plus Checking account. The bonus matches your opening deposit dollar for dollar up to $250, so deposit the full $250 at account opening to earn the full amount. Keep a direct deposit of at least $600 a month running, and the match is credited once the account has been open at least 60 days. Keep the account with direct deposit open at least six months or the bonus can be debited back at closing.
Fees
Secure Checking costs $6 a month and Secure Plus Checking costs $10 a month. Both are free for students age 25 and under, veterans and first responders, and certain school district employees.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Membership: Credit Union of Texas (DFW and East Texas). This is a branch offer, so the promotion flyer has to be presented in person at account opening. Valid on Secure Checking and Secure Plus Checking only, not on a second checking account, and limited to one bonus per household. The bonus is a match on your initial deposit, so a smaller opening deposit means a smaller bonus. No published end date.
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Sources (3)
We last checked this against the bank's page on September 8, 2026.
Historical Promotions
The current $250 is the highest we've tracked since November 2025.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.