Dedham Savings $250–$750 Checking Account Bonus (2026) - Review & Requirements
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- Direct deposit: $20,000 in qualifying direct deposits
- Deposit window: 90 days
- Minimum opening deposit: $25
- Bonus tiers
- $250 with $2,500 in direct deposits
- $500 with $10,000 in direct deposits
- $750 with $20,000 in direct deposits
- Enter promo code Select when you apply
- Make 5 debit card transactions
- Spend $100 on the debit card
- Availability: MA
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Medium
- Credit pull: soft pull only
- Monthly fee: $0 — Free and Easy Checking has no monthly maintenance fee.
- No early-closure rule listed
- Bonus posts: ~90 days
What Counts as Direct Deposit
2 reports across 2 sources. Last report Jul 13, 2026. Doctor of Credit comments 1, other public posts 1.
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Then, within 90 calendar days of opening, receive qualifying direct deposits and make either 5 or more debit card transactions totalling $100 or more, or 5 or more Bill Pay transactions totalling $100 or more. A direct deposit is a recurring electronic deposit of a paycheck, pension, Social Security or other regular... Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Dedham Savings is currently offering a tiered checking bonus paying up to $750. Each rung has its own requirement: $250 with $2,500 in direct deposits; $500 with $10,000 in direct deposits; $750 with $20,000 in direct deposits. The eligible account has no monthly maintenance fee documented in the catalog.
Pros
Cons
Notes
Enter promo code Select during application. Receive $20,000+ in direct deposits within 90 days. The amount you are paid depends on which rung you complete: $250 with $2,500 in direct deposits; $500 with $10,000 in direct deposits; $750 with $20,000 in direct deposits. Allow approximately 90 days for the bonus to post after qualification.
How This Compares to Other Bonuses
Dedham Savings's $750 offer is closest in headline value to Pittsfield Coop Bank's $750 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Dedham Savings checking bonus?
Dedham Savings currently advertises up to $750, across 3 rungs that each ask for something different: $250 with $2,500 in direct deposits; $500 with $10,000 in direct deposits; $750 with $20,000 in direct deposits.
Does the Dedham Savings bonus require direct deposit?
Yes. The catalog currently records $20,000 in qualifying direct deposits within 90 days. Confirm the bank's exact definition before applying.
When should the Dedham Savings bonus post?
The tracked estimate is about 90 days after you satisfy the requirements.
Related Bonus Reviews
Full Requirements
Open a Free & Easy Checking account online and enter promo code Select where the application says Enter/Add Promo Code. It takes a minimum deposit of $25 to open the account, and a $50 opening deposit if you want the debit card. Then, within 90 calendar days of opening, receive qualifying direct deposits and make either 5 or more debit card transactions totalling $100 or more, or 5 or more Bill Pay transactions totalling $100 or more. Bill Pay is the route to use if you opened with $25 and have no debit card. What you earn scales with the deposits: $2,500 or more pays $250, $10,000 or more pays $500, and $20,000 or more pays $750. A direct deposit is a recurring electronic deposit of a paycheck, pension, Social Security or other regular monthly income from an employer or outside agency. Electronic transfers you start yourself between your own accounts, including at other institutions or brokerages, and payments through third parties such as PayPal or eBay, do not count. The bonus is paid within 90 days after you qualify, and it is one offer per client.
Fees
Free and Easy Checking has no monthly maintenance fee.
ChexSystems & Credit Pull
Standard ChexSystems inquiry.
Eligibility
Massachusetts only. Community bank with branches in the Dedham area. Not available to anyone with an existing or prior Dedham Savings personal checking account.
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Sources (2)
We last checked this against the bank's page on September 26, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.