Dupaco Community Credit Union $300 Checking Account Bonus (2026) - Review & Requirements
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Overview
Dupaco Credit Union offers $300 with DD or 5-10 qualifying transactions in 90 days. No strict DD requirement. Available in IA, IL, WI.
Who This Checking Bonus Is Best For
People in IA, IL, or WI who want $300 without necessarily changing their direct deposit.
How to Maximize This Bonus
Open checking and set up direct deposit OR make 5-10 qualifying transactions within 90 days. The transaction alternative makes this flexible.
Pros
Cons
How This Compares to Other Bonuses
Similar to Quad City B&T ($300, no DD) but with a slightly higher transaction requirement. Both good for stacking.
Frequently Asked Questions
Do I need direct deposit?
No. You can qualify with 5-10 transactions instead of DD.
Full Requirements
Open a Dupaco consumer checking account and enter promo code CHECK300 online, or mention the offer in a branch or by phone. Within 90 days of opening, make qualifying deposits totaling at least $500 (cash, checks, ACH transfers and wires all count, but moving money between your own Dupaco accounts does not), and meet the active checking definition: either set up direct deposit plus five or more check, debit card or ACH debit transactions, or, if you cannot direct deposit, complete 10 checks or eight debit card purchases or five ACH debits or three bill payments. The $300 lands in your checking account within 5 business days of qualifying.
Fees
No monthly fee on eligible checking.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Membership: live or work in Dupaco's chartered area, which covers eastern Iowa counties, Stephenson County in Illinois, and parts of Wisconsin. Not available if you already have a Dupaco consumer checking account or closed one within the last 180 days. Keep the account open through payout and keep the balance at $0 or above. No fixed deadline is stated, and Dupaco reserves the right to change or end the offer at any time.
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Sources (3)
We last checked this against the bank's page on August 14, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.