Blog/Best Checking Bonuses/Farm Bureau Bank $250 Business Checking Bonus (2026) - Review & Requirements

Farm Bureau Bank $250 Business Checking Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Bank Bonuses
CheckingBank BonusBusinessRegional
Offer Details
Bonus Amount$250
Account TypeBusiness Checking
Bonus Posts In~60 days
Keep Account Open180 days
Medium$10 a month you have to pay
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At a Glance
Requirements
  • Minimum opening deposit: $50
Eligibility
  • Availability: NV
  • No stated lifetime limit
  • ChexSystems sensitivity: Unknown
  • Credit pull: soft pull only
Fees
  • Monthly fee: $10/mo — Business Essentials: "Monthly Account Fee - $10 (may be waived)", waived by maintaining "a $1,000 minimum average daily balance to avoid the monthly account fee". The Business Advantage tier is $20 a month, waived at a $10,000 minimum average daily balance.
  • No early-closure rule listed
Payout & closure
  • Bonus posts: ~60 days
  • Account hold: Must keep open 180 days
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No published end date
Bank bonuses are taxable interest — expect a 1099-INT. See our bank bonus tax guide.

Overview

Farm Bureau Bank is currently offering a $250 business checking bonus. The qualifying activity is see the qualifying-activity details. The account has a $10 monthly fee; review the waiver terms before applying.

Pros

+$250 cash bonus
+No documented hard credit pull

Cons

-Geographic restrictions apply
-$10 monthly fee unless waived
-No published end date; terms can change without notice

Notes

Open a Farm Bureau Bank business checking account with the stated "Minimum Initial Deposit - $50". The bank states the payout clock as "The $250 will be credited to your business checking account within 60 days after the qualification period of three (3) statement cycles." WHAT THE QUALIFYING ACTIVITY IS, THE PAGE DOES NOT SAY. The disclosures give the amount, the opening deposit, the three-cycle qualification period and the clawback, and never state what you have to do inside those three cycles. Treat that as unknown rather than assuming a deposit or a card requirement. Hold the account at least six months: "If the account is closed within six (6) months, the bonus will be deducted at account closing." There is no stated end date; the bank says only that the "Promotional offer may be discontinued or changed at any time, without notice." Allow approximately 60 days for the bonus to post after qualification. Keep the account open for at least 180 days.

How This Compares to Other Bonuses

Farm Bureau Bank's $250 offer is closest in headline value to Washington Trust's $250 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.

Frequently Asked Questions

What is the current Farm Bureau Bank checking bonus?

Farm Bureau Bank currently advertises $250. The principal requirement is see the qualifying-activity details.

Does the Farm Bureau Bank bonus require direct deposit?

No qualifying direct deposit is currently listed; complete the alternative activity shown in the official terms.

When should the Farm Bureau Bank bonus post?

The tracked estimate is about 60 days after you satisfy the requirements.

Full Requirements

Open a Farm Bureau Bank business checking account with the stated "Minimum Initial Deposit - $50". The bank states the payout clock as "The $250 will be credited to your business checking account within 60 days after the qualification period of three (3) statement cycles." WHAT THE QUALIFYING ACTIVITY IS, THE PAGE DOES NOT SAY. The disclosures give the amount, the opening deposit, the three-cycle qualification period and the clawback, and never state what you have to do inside those three cycles. Treat that as unknown rather than assuming a deposit or a card requirement. Hold the account at least six months: "If the account is closed within six (6) months, the bonus will be deducted at account closing." There is no stated end date; the bank says only that the "Promotional offer may be discontinued or changed at any time, without notice."

Fees

Monthly Fee$10/mo

Business Essentials: "Monthly Account Fee - $10 (may be waived)", waived by maintaining "a $1,000 minimum average daily balance to avoid the monthly account fee". The Business Advantage tier is $20 a month, waived at a $10,000 minimum average daily balance.

ChexSystems & Credit Pull

Chex SensitivityUnknown
Hard PullNo
Soft PullYes

Business application. ChexSystems sensitivity is not stated by the bank and is not guessed at here.

Eligibility

AvailabilityNV
Lifetime LimitNo

Nevada only, and this is the one field on this record that does NOT come from the bank. Farm Bureau Bank's own business checking page states no geography for this bonus at all; the only state named anywhere on it belongs to a different product (an IOLTA attorney-trust package sold only in NV). Doctor of Credit is the source of the Nevada scope, reporting that the offer's own fine print says "Offer only available in the state of Nevada". States are eligibility scope rather than a money field, so it is stored, but a reader in a neighbouring state should check with the bank before counting on being turned away or let in.

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Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

Sources (2)

We last checked this against the bank's page on September 4, 2026.

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Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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