Financial Plus Credit Union $300 Checking Account Bonus (2026) - Review & Requirements
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What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Financial Plus Credit Union is currently offering a $300 checking bonus. The core requirement is $1,000+ in qualifying direct deposits each month for 2 consecutive months. The eligible account has no monthly maintenance fee documented in the catalog.
Who This Checking Bonus Is Best For
Applicants who can safely route $1,000+ in qualifying direct deposits each month for 2 consecutive months without disrupting higher-value offers, and who meet every geographic and prior-customer restriction.
How to Maximize This Bonus
Enter promo code SUMMER26 during application. Receive $1,000+ in direct deposits EACH month for 2 consecutive months. Each period must stand on its own; front-loading one large deposit does not qualify. Allow approximately 30 days for the bonus to post after qualification.
Pros
Cons
How This Compares to Other Bonuses
Financial Plus Credit Union's $300 offer is closest in headline value to PSECU's $300 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Financial Plus Credit Union checking bonus?
Financial Plus Credit Union currently advertises $300. The principal requirement is $1,000+ in qualifying direct deposits each month for 2 consecutive months.
Does the Financial Plus Credit Union bonus require direct deposit?
Yes. The catalog currently records $1,000+ in qualifying direct deposits each month for 2 consecutive months. Confirm the bank's exact definition before applying.
When should the Financial Plus Credit Union bonus post?
The tracked estimate is about 30 days after you satisfy the requirements.
Full Requirements
Open a new checking account using promo code SUMMER26, then receive a direct deposit of at least $1,000 A MONTH for two consecutive months. One $2,000 deposit does not qualify, it has to arrive in both months. There is no minimum balance requirement. A smaller $150 incentive pays on $500 a month for two consecutive months instead. Must be a new checking relationship, and it cannot be combined with any other offer. Your incentive is deposited within 30 days of meeting the direct deposit requirement. Apply online.
Fees
No monthly fee on eligible checking, and no minimum balance requirement.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Membership: Financial Plus CU, open to anyone living in the state of Michigan. Must be a new checking relationship. No stated expiration.
Apply
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Sources (1)
We last checked this against the bank's page on August 16, 2026.
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What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.