Financial Plus Credit Union $300 Checking Account Bonus (2026) - Review & Requirements
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- Direct deposit: $1,000+ in qualifying direct deposits each month for 2 consecutive months
- Deposit window: 60 days
- Enter promo code SUMMER26 when you apply
- Availability: MI
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Unknown
- No early-closure rule listed
- Bonus posts: ~30 days
What Counts as Direct Deposit
4 reports across 1 source. Last report Mar 19, 2025. Doctor of Credit comments 4.
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Open a new checking account using promo code SUMMER26, then receive a direct deposit of at least $1,000 A MONTH for two consecutive months. Your incentive is deposited within 30 days of meeting the direct deposit requirement. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Financial Plus Credit Union is currently offering a $300 checking bonus. The core requirement is $1,000+ in qualifying direct deposits each month for 2 consecutive months. The eligible account has no monthly maintenance fee documented in the catalog.
Pros
Cons
Notes
Enter promo code SUMMER26 during application. Receive $1,000+ in direct deposits EACH month for 2 consecutive months. Each period must stand on its own; front-loading one large deposit does not qualify. Allow approximately 30 days for the bonus to post after qualification.
How This Compares to Other Bonuses
Financial Plus Credit Union's $300 offer is closest in headline value to PSECU's $300 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Financial Plus Credit Union checking bonus?
Financial Plus Credit Union currently advertises $300. The principal requirement is $1,000+ in qualifying direct deposits each month for 2 consecutive months.
Does the Financial Plus Credit Union bonus require direct deposit?
Yes. The catalog currently records $1,000+ in qualifying direct deposits each month for 2 consecutive months. Confirm the bank's exact definition before applying.
When should the Financial Plus Credit Union bonus post?
The tracked estimate is about 30 days after you satisfy the requirements.
Full Requirements
Open a new checking account using promo code SUMMER26, then receive a direct deposit of at least $1,000 A MONTH for two consecutive months. One $2,000 deposit does not qualify, it has to arrive in both months. There is no minimum balance requirement. A smaller $150 incentive pays on $500 a month for two consecutive months instead. Must be a new checking relationship, and it cannot be combined with any other offer. Your incentive is deposited within 30 days of meeting the direct deposit requirement. Apply online.
Fees
No monthly fee on eligible checking, and no minimum balance requirement.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Membership: Financial Plus CU, open to anyone living in the state of Michigan. Must be a new checking relationship. No stated expiration.
Apply
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Sources (1)
We last checked this against the bank's page on September 26, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
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What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.