First Community Credit Union $150 Checking Account Bonus (2026) - Review & Requirements
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- Direct deposit: $1,000 in qualifying direct deposits
- Deposit window: 90 days
- Enter promo code KC150 when you apply
- Availability: ND, MN
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Unknown
- Monthly fee: $0 — Kasasa Cash and Kasasa Cash Back have no monthly fee and no minimum balance.
- No early-closure rule listed
- Bonus posts: ~120 days
What Counts as Direct Deposit
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Then receive qualifying direct deposits totaling $1,000 or more within 90 days of opening. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
First Community Credit Union is currently offering a $150 checking bonus. The core requirement is $1,000 in qualifying direct deposits within 90 days. The eligible account has no monthly maintenance fee documented in the catalog.
Pros
Cons
Notes
Enter promo code KC150 during application. Receive $1,000+ in direct deposits within 90 days. Allow approximately 120 days for the bonus to post after qualification.
How This Compares to Other Bonuses
First Community Credit Union's $150 offer is closest in headline value to Varo Bank's $150 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current First Community Credit Union checking bonus?
First Community Credit Union currently advertises $150. The principal requirement is $1,000 in qualifying direct deposits within 90 days.
Does the First Community Credit Union bonus require direct deposit?
Yes. The catalog currently records $1,000 in qualifying direct deposits within 90 days. Confirm the bank's exact definition before applying.
When should the First Community Credit Union bonus post?
The tracked estimate is about 120 days after you satisfy the requirements.
Full Requirements
Open a new Kasasa Cash or Kasasa Cash Back checking account and use promo code KC150. Then receive qualifying direct deposits totaling $1,000 or more within 90 days of opening. Qualifying deposits are your paycheck, pension or government benefits such as Social Security, paid by an employer or a government agency. Transfers between accounts, mobile check deposits, person to person payments including Zelle, and deposits made at a branch or ATM do not count. The $150 arrives within 120 days of account opening.
Fees
Kasasa Cash and Kasasa Cash Back have no monthly fee and no minimum balance.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Membership: reside within 75 miles of Jamestown, Devils Lake, Page or Portland, ND; within 50 miles of Valley City, Oakes, Napoleon, Steele, Bismarck, Wahpeton or Wishek, ND; within 40 miles of Bisbee or Larimore, ND; in Marshall County, MN; or in the part of Kittson County, MN within 75 miles of Crookston. Immediate family of an existing member can join from anywhere. New checking members only, limit one bonus per member household, and it cannot be combined with other offers. Your account has to be open and in good standing with no restrictions when the bonus is paid, and credit union employees are excluded. Open between April 1, 2026 and September 30, 2026. Separately from the bonus, the Kasasa monthly rewards need 12 debit card purchases, eStatement enrollment and an online banking login each cycle.
Apply
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Sources (2)
We last checked this against the bank's page on September 8, 2026.
More First Community Credit Union offers we track
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.