First Financial Bank $100 Checking Account Bonus (2026) - Review & Requirements
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What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
First Financial Bank is currently offering a $100 checking bonus. The core requirement is 2 separate direct deposits of $500 or more each within 90 days. The eligible account has no monthly maintenance fee documented in the catalog.
Who This Checking Bonus Is Best For
Applicants who can safely route 2 separate direct deposits of $500 or more each within 90 days without disrupting higher-value offers, and who meet every geographic and prior-customer restriction.
How to Maximize This Bonus
Make 2 SINGLE direct deposits of $500 or more each within 90 days. Allow approximately 21 days for the bonus to post after qualification.
Pros
Cons
How This Compares to Other Bonuses
First Financial Bank's $100 offer is closest in headline value to Current's $100 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current First Financial Bank checking bonus?
First Financial Bank currently advertises $100. The principal requirement is 2 separate direct deposits of $500 or more each within 90 days.
Does the First Financial Bank bonus require direct deposit?
Yes. The catalog currently records 2 separate direct deposits of $500 or more each within 90 days. Confirm the bank's exact definition before applying.
When should the First Financial Bank bonus post?
The tracked estimate is about 21 days after you satisfy the requirements.
Full Requirements
A new customer opens an eligible First Financial checking account through an existing customer's referral, then within 90 days makes at least 10 debit card transactions of $10 or more and receives at least TWO separate direct deposits of $500 or more each. A single $1,000 deposit does not qualify, because the bank asks for two deposits. Apply online.
Fees
Not stated.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
First Financial Bank is a multi-state regional (OH, IN, IL, KY). Paid as a $100 Visa Virtual Reward Card ~3 weeks after completion. Referral-based. (Former BankFinancial IL clients eligible after 4/15/2026.) No fixed deadline stated.
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Sources (1)
We last checked this against the bank's page on July 27, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
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What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.