First National Bank Sioux Falls $350 Checking Account Bonus (2026) - Review & Requirements
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Overview
First National Bank Sioux Falls is currently offering a $350 checking bonus. The qualifying activity is see the qualifying-activity details. The account has a $5 monthly fee; review the waiver terms before applying.
Who This Checking Bonus Is Best For
Applicants who can complete the listed activity on time and who meet the bank's geographic and prior-customer restrictions.
How to Maximize This Bonus
Open a new FNBSF Personal Checking, Student Checking or Rewards Checking account as the primary owner with the $100 minimum opening deposit, sign up for eStatements and disclosures, keep the account open and in good standing for at least 60 days, and within the first 60 days either make 12 debit card purchases or receive one or more direct deposits or ACH credits of $500 or more. Offer expires September 30, 2026. Apply online. Allow approximately 14 days for the bonus to post after qualification. Keep the account open for at least 60 days.
Pros
Cons
How This Compares to Other Bonuses
First National Bank Sioux Falls's $350 offer is closest in headline value to OneAZ Credit Union's $350 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current First National Bank Sioux Falls checking bonus?
First National Bank Sioux Falls currently advertises $350. The principal requirement is see the qualifying-activity details.
Does the First National Bank Sioux Falls bonus require direct deposit?
No qualifying direct deposit is currently listed; complete the alternative activity shown in the official terms.
When should the First National Bank Sioux Falls bonus post?
The tracked estimate is about 14 days after you satisfy the requirements.
Full Requirements
Open a new FNBSF Personal Checking, Student Checking or Rewards Checking account as the primary owner with the $100 minimum opening deposit, sign up for eStatements and disclosures, keep the account open and in good standing for at least 60 days, and within the first 60 days either make 12 debit card purchases or receive one or more direct deposits or ACH credits of $500 or more. Offer expires September 30, 2026. Apply online.
Fees
Personal Checking carries a $5 monthly service charge that is waived when you sign up for eStatements and disclosures, which this offer requires anyway. Student Checking and Rewards Checking have no monthly service charge.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
The First National Bank in Sioux Falls, South Dakota. New consumer checking customers only, 18 or older, and only the primary account owner qualifies. Customers with an existing FNBSF consumer checking account are not eligible. The direct deposit is one of two ways to finish; 12 debit card purchases inside the same 60 days works instead. The $350 is credited within 14 business days after the account has been open 60 days and every requirement is met. One bonus per account and per customer, and it cannot be combined with another offer. The offer runs from June 1, 2026 through September 30, 2026.
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Sources (3)
We last checked this against the bank's page on August 14, 2026.
Historical Promotions
The current $350 is the highest we've tracked since May 2025.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.