Found $100 Business Savings Bonus (52.1% Effective APY) - 2026 Review
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Bonus Tiers & Effective APY
Overview
Found currently offers up to $100 through its business savings promotion. The headline tier requires $1,000 and keeps the funds committed for roughly 70 days. That is approximately 52.1% annualized before tax and opportunity-cost adjustments.
Who This Savings Bonus Is Best For
People with $1,000 of genuinely idle cash who can leave it committed for roughly 70 days without sacrificing a better use for the funds.
How to Maximize This Bonus
Fund the account inside the 60-day window, target the tier you can maintain comfortably, and keep the qualifying balance in place for the full 0-day maintenance period. Avoid moving the money until the reward posts.
Pros
Cons
How This Compares to Other Bonuses
Found's $100 headline payout is closest to Ally's $100 offer. Compare the required capital, holding time, account fees, and base interest, not only the bonus.
Frequently Asked Questions
What is the current Found promotion?
Found currently offers up to $100. The headline requirement is $1,000 deposit held for about 60 days.
How much money is required for the Found bonus?
The highest advertised payout currently requires $1,000. Lower tiers may require less; review the tier table on this page.
How long is the money committed?
Plan on approximately 70 days including funding, maintenance, settlement, and a practical payout buffer.
Eligibility
Sign up through found.com/care or use offer code CARE. Deposit $1,000 in total earnings into your Found account within 60 days of creating it. New customers only, and the offer runs out 12/31/26. Found business checking has no monthly maintenance fee and no minimum balance. The catch is what counts: qualifying deposits are platform and marketplace earnings such as Stripe, Square, Etsy or Uber payouts, not a general direct deposit, so this only works if you are actually being paid through one of those. Found is a business banking app aimed at the self-employed and freelancers.
Fees
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Sources (2)
We last checked this against the bank's page on August 18, 2026.
Historical Promotions
The current $100 is the highest we've tracked since November 2024.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.