Frontwave Credit Union $350 Checking Account Bonus (2026) - Review & Requirements
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Frontwave Credit Union offers a $350 checking bonus with direct deposit in California. A decent mid-tier CU offer for Southern California residents.
Who This Checking Bonus Is Best For
Southern California residents looking for a credit union checking bonus.
How to Maximize This Bonus
Open a Frontwave CU checking AND savings account on the same day, enroll in eStatements, then set up recurring external direct deposits or ACH transfers totaling $1,000+ that post within a single calendar month and within 90 days of opening (transfers between Frontwave accounts don't count). The account must stay open at least six months or the $350 bonus is clawed back. Eligible if you live, work, or worship in San Diego, Riverside, or San Bernardino counties.
Pros
Cons
How This Compares to Other Bonuses
Frequently Asked Questions
Where does Frontwave Credit Union operate?
Frontwave CU primarily serves Southern California, with branches in San Diego and Riverside counties.
Full Requirements
Set up recurring external direct deposits or ACH transfers totaling $1,000 or more that post within a single calendar month and within 90 days of account opening (e.g. two $500 paychecks in the same month qualifies). Transfers between your own Frontwave accounts do not count. Open checking AND savings the same day and enroll in eStatements; account must stay open 6 months or the bonus is forfeited.
Fees
ChexSystems & Credit Pull
Eligibility
State restricted: CA. New Frontwave CU checking customers only.
Apply
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