Frontwave Credit Union $350 Checking Account Bonus (2026) - Review & Requirements
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- Direct deposit: $1,000 in qualifying direct deposits
- Deposit window: 90 days
- Enroll in e-statements (go paperless)
- Availability: CA
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Low
- Credit pull: soft pull only
- Monthly fee: $0
- No early-closure rule listed
- Bonus posts: ~120 days
What Counts as Direct Deposit
2 reports across 1 source. Last report Oct 26, 2025. Doctor of Credit comments 2.
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Open new Frontwave Checking and Savings accounts on the same day, enrol in eStatements, and receive at least $1,000 in qualifying ACH transfers or direct deposits during a SINGLE calendar month within 90 days of opening. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Frontwave Credit Union is currently offering a $350 checking bonus. The core requirement is $1,000 in qualifying direct deposits within 90 days. The eligible account has no monthly maintenance fee documented in the catalog.
Pros
Cons
Notes
Receive $1,000+ in direct deposits within 90 days. Allow approximately 120 days for the bonus to post after qualification.
How This Compares to Other Bonuses
Frontwave Credit Union's $350 offer is closest in headline value to America First Credit Union's $350 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Frontwave Credit Union checking bonus?
Frontwave Credit Union currently advertises $350. The principal requirement is $1,000 in qualifying direct deposits within 90 days.
Does the Frontwave Credit Union bonus require direct deposit?
Yes. The catalog currently records $1,000 in qualifying direct deposits within 90 days. Confirm the bank's exact definition before applying.
When should the Frontwave Credit Union bonus post?
The tracked estimate is about 120 days after you satisfy the requirements.
Full Requirements
Open new Frontwave Checking and Savings accounts on the same day, enrol in eStatements, and receive at least $1,000 in qualifying ACH transfers or direct deposits during a SINGLE calendar month within 90 days of opening. The $1,000 can be one deposit or several that add up, as long as they all post in the same calendar month. Frontwave's own example: two $500 paychecks received in September qualify, but a $600 deposit in September plus a $400 deposit in October do not. Transfers between your own Frontwave accounts do not count. The $350 is deposited into your Frontwave SAVINGS account within 120 days if you qualify and the accounts stay in good standing. Closing early forfeits it.
Fees
ChexSystems & Credit Pull
Eligibility
State restricted: CA. New Frontwave CU checking customers only.
Apply
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Sources (2)
We last checked this against the bank's page on September 8, 2026.
Historical Promotions
The current $350 is the highest we've tracked since December 2023.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
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What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.