Grasshopper Bank Business $300 Business Savings Bonus (4.0% Effective APY) - 2026 Review
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Bonus Tiers & Effective APY
Overview
Grasshopper Bank Business currently offers up to $300 through its business savings promotion. The headline tier requires $27,500 and keeps the funds committed for roughly 100 days. That is approximately 4.0% annualized before tax and opportunity-cost adjustments.
Who This Savings Bonus Is Best For
People with $27,500 of genuinely idle cash who can leave it committed for roughly 100 days without sacrificing a better use for the funds.
How to Maximize This Bonus
Fund the account inside the 30-day window, target the tier you can maintain comfortably, and keep the qualifying balance in place for the full 60-day maintenance period. Avoid moving the money until the reward posts.
Pros
Cons
How This Compares to Other Bonuses
Grasshopper Bank Business's $300 headline payout is closest to Seacoast Bank's $200 offer. Compare the required capital, holding time, account fees, and base interest, not only the bonus.
Frequently Asked Questions
What is the current Grasshopper Bank Business promotion?
Grasshopper Bank Business currently offers up to $300. The headline requirement is $27,500 deposit held for about 90 days.
How much money is required for the Grasshopper Bank Business bonus?
The highest advertised payout currently requires $27,500. Lower tiers may require less; review the tier table on this page.
How long is the money committed?
Plan on approximately 100 days including funding, maintenance, settlement, and a practical payout buffer.
Eligibility
Promo Bundle300: open Innovator Business Checking + Innovator Savings. Requires $2,500 checking + $25,000 savings new money within 30 days, maintain days 31–90. New customers only (excluded if owner/signer on a Grasshopper account in last 12 months). Excludes US territories. Online-openable.
Fees
Apply
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Historical Promotions
The current $300 is the highest we've tracked since February 2025.
More Grasshopper Bank Business offers we track
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.