Grow Financial FCU $300 Checking Account Bonus (2026) - Review & Requirements
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Grow Financial FCU offers a $300 checking bonus in Florida and South Carolina (military also eligible). Direct deposit IS required: you must establish two newly qualified direct deposits of $500 each ($1,000 total) within 90 days, set up online + mobile banking, and open a Basic Savings ($1 min).
Who This Checking Bonus Is Best For
Florida and South Carolina residents, plus military members nationwide, who can route two $500 direct deposits within 90 days.
How to Maximize This Bonus
Open a Grow checking account (FL/SC residency or military affiliation). Route two qualifying direct deposits of $500 each within 90 days — recurring payroll, pension, or government benefits. Set up online and mobile banking and open the $1 Basic Savings as part of membership. The bonus posts within ~90 days of meeting the deposit requirement; one per member per calendar year.
Pros
Cons
How This Compares to Other Bonuses
Frequently Asked Questions
Is direct deposit required for the Grow Financial bonus?
Yes. You must establish two newly qualified direct deposits of $500 each ($1,000 total) within 90 days — recurring payroll, pension, or government benefits. One-time transfers won't qualify.
Can military members outside FL/SC apply?
Yes. Military members and their families are eligible regardless of state, in addition to FL and SC residents.
Full Requirements
Open a Grow checking account and establish two (2) newly qualified direct deposits totaling $500 each ($1,000 total) within 90 days, set up online + mobile banking, and open a Basic Savings ($1 min). One per member per calendar year. FL/SC field of membership; active/retired military also eligible.
Fees
ChexSystems & Credit Pull
Eligibility
State restricted: FL, SC. Military also eligible. New Grow Financial checking customers only.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.