Guaranty Bank $500 Business Checking Bonus (2026) - Review & Requirements
Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.
- Deposit window: 60 days
- Enroll in e-statements (go paperless)
- Make 30 debit card transactions
- Availability: MO
- No stated lifetime limit
- ChexSystems sensitivity: Medium
- Credit pull: soft pull only
- Monthly fee: $0 — No monthly fee with eStatements on Business Essential Checking
- Early closure fee: $20
- Bonus posts: ~90 days
- Account hold: Must keep open 90 days
Overview
Guaranty Bank is currently offering a $500 business checking bonus. The qualifying activity is 30 debit-card transactions. The eligible account has no monthly maintenance fee documented in the catalog.
Pros
Cons
Notes
Must enroll in e-Statements during 60-day period. Total of $2,500 in qualifying deposits during 60-day period. Limit one bonus per business tax identification number. Business checking account only. Allow approximately 90 days for the bonus to post after qualification. Keep the account open for at least 90 days.
How This Compares to Other Bonuses
Guaranty Bank's $500 offer is closest in headline value to BlueVine's $500 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Guaranty Bank checking bonus?
Guaranty Bank currently advertises $500. The principal requirement is 30 debit-card transactions.
Does the Guaranty Bank bonus require direct deposit?
No qualifying direct deposit is currently listed; complete the alternative activity shown in the official terms.
When should the Guaranty Bank bonus post?
The tracked estimate is about 90 days after you satisfy the requirements.
Full Requirements
Must enroll in e-Statements during 60-day period. Total of $2,500 in qualifying deposits during 60-day period. Limit one bonus per business tax identification number. Business checking account only.
Fees
No monthly fee with eStatements on Business Essential Checking
ChexSystems & Credit Pull
Soft pull confirmed. ChexSystems sensitivity unknown.
Eligibility
New business checking clients only. Businesses that closed account within previous 12 months not eligible. Limit one bonus per business tax identification number. Government entities excluded.
Apply
Open Account →Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.
Sources (2)
We last checked this against the bank's page on September 8, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.