Hawthorn Bank $300 Checking Account Bonus (2026) - Review & Requirements
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- Direct deposit: $500 in qualifying direct deposits
- Deposit window: 90 days
- Minimum opening deposit: $25
- Enter the offer's promo code when you apply
- Availability: MO, KS
- No stated lifetime limit
- ChexSystems sensitivity: Medium
- Credit pull: soft pull only
- Monthly fee: $0 — Free checking account available (note: $3 fee if not enrolled in paperless statements)
- Early closure fee: $50
- Bonus posts: ~56 days
- Account hold: Must keep open 90 days
What Counts as Direct Deposit
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Hawthorn Bank offers $300 for opening a new checking account with promo code 2026CASH300 and completing two direct deposits totaling $500+ within 90 days. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Hawthorn Bank is currently offering a $300 checking bonus. The core requirement is $500 in qualifying direct deposits within 90 days. The eligible account has no monthly maintenance fee documented in the catalog.
Pros
Cons
Notes
Receive $500+ in direct deposits within 90 days. Allow approximately 56 days for the bonus to post after qualification. Keep the account open for at least 90 days.
How This Compares to Other Bonuses
Hawthorn Bank's $300 offer is closest in headline value to PSECU's $300 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Hawthorn Bank checking bonus?
Hawthorn Bank currently advertises $300. The principal requirement is $500 in qualifying direct deposits within 90 days.
Does the Hawthorn Bank bonus require direct deposit?
Yes. The catalog currently records $500 in qualifying direct deposits within 90 days. Confirm the bank's exact definition before applying.
When should the Hawthorn Bank bonus post?
The tracked estimate is about 56 days after you satisfy the requirements.
Full Requirements
Must use promo code 2026CASH300. In-branch only. Excludes Opportunity Checking accounts.
Fees
Free checking account available (note: $3 fee if not enrolled in paperless statements)
ChexSystems & Credit Pull
Soft pull confirmed. ChexSystems sensitivity unknown but likely moderate given approval requirement.
Eligibility
Not available to existing Hawthorn Bank checking customers. In-branch only. Additional $25 bonus available if qualifying savings account opened within 60 days.
Apply
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Sources (2)
We last checked this against the bank's page on August 22, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.