Hawthorn Bank $300 Checking Account Bonus (2026) - Review & Requirements
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Overview
Hawthorn Bank is currently offering a $300 checking bonus. The core requirement is $500 in qualifying direct deposits within 90 days of opening. The eligible account has no monthly maintenance fee documented in the catalog.
Who This Checking Bonus Is Best For
Applicants who can safely route $500 in qualifying deposits without disrupting higher-value offers, and who meet every geographic and prior-customer restriction.
How to Maximize This Bonus
Route $500 in qualifying payroll or other bank-approved direct deposits inside the 90-day window. Allow approximately 56 days for the bonus to post after qualification. Keep the account open for at least 30 days.
Pros
Cons
How This Compares to Other Bonuses
Hawthorn Bank's $300 offer is closest in headline value to American Express's $300 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Hawthorn Bank checking bonus?
Hawthorn Bank currently advertises $300. The principal requirement is $500 qualifying direct deposit within 90 days.
Does the Hawthorn Bank bonus require direct deposit?
Yes. The catalog currently records $500 within 90 days. Confirm the bank's exact definition before applying.
When should the Hawthorn Bank bonus post?
The tracked estimate is about 56 days after you satisfy the requirements.
Full Requirements
Must use promo code 2026CASH300. In-branch only. Excludes Opportunity Checking accounts.
Fees
Free checking account available (note: $3 fee if not enrolled in paperless statements)
ChexSystems & Credit Pull
Soft pull confirmed. ChexSystems sensitivity unknown but likely moderate given approval requirement.
Eligibility
Not available to existing Hawthorn Bank checking customers. In-branch only. Additional $25 bonus available if qualifying savings account opened within 60 days.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.