Huntington Bank $600 Checking Account Bonus (2026) - Review & Requirements
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Huntington Bank's $400 Perks Checking bonus only requires $500 in direct deposits within 90 days — one of the lowest DD requirements for a $400+ bonus. Available in 13 states. The $600 Platinum Perks tier requires $25,000 in deposits.
Who This Checking Bonus Is Best For
Anyone in the 13 covered states who wants a high-value bonus with minimal effort. The $500 DD requirement is the lowest of any $400 bonus.
How to Maximize This Bonus
Open Perks Checking and route $500+ in direct deposits within 90 days. That's it — one paycheck covers it. The bonus posts within 14 days of meeting requirements, which is very fast. To waive the $10/month fee, maintain $1,000 minimum balance.
Pros
Cons
How This Compares to Other Bonuses
Huntington's $400 for $500 DD is a better deal than Chase ($400 for $1,000 DD) on effort. The 14-day posting time matches Chase's speed. The $600 Platinum tier is only worth it if you have $25k to park.
Frequently Asked Questions
Which states have Huntington?
OH, MI, IN, PA, KY, WV, IL, CO, MN, SC, WI, NC, TX.
Is the $600 tier worth it?
Only if you have $25,000 to deposit in 60 days. For most people, the $400 Perks tier is the better play.
Related Bonus Reviews
Full Requirements
$400 for Perks Checking with $500+ DD in 90 days. $600 for Platinum Perks with $25,000 total deposits in 60 days. Keep open 90 days.
Fees
Waivable with $1,000 minimum balance or $2,500 combined balance.
ChexSystems & Credit Pull
ChexSystems inquiry reported. Soft pull.
Eligibility
24-month rolling limit on bonuses. Must not have had Huntington checking bonus in past 24 months.
Get a personalized bonus sequence, requirement tracking, and deadline reminders — all in one place.
Try Stacks OS →Nathaniel covers the best bank bonuses, credit card strategies, and savings optimization on his YouTube channel.
Subscribe on YouTube →Comments (0)
Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.