Huntington Bank $400–$1,000 Business Savings Bonus (15.2%–24.3% Effective APY) - 2026 Review
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Bonus Tiers & Effective APY
Overview
Huntington Bank offers up to $1,000 for business checking: $400 at $5k deposit or $1,000 at $20k. The deposit window differs by tier: the $1,000 tier requires depositing $20,000 within 30 days, then maintaining it 60 days; the $400 tier allows depositing $5,000 within 60 days. Available in 13 states across the Midwest, Southeast, and Texas.
Who This Savings Bonus Is Best For
Business owners in Huntington's 13-state footprint who can park $20,000 for 60 days.
How to Maximize This Bonus
Open a Huntington business checking account and deposit $20,000 within 60 days for the full $1,000. Maintain for 60 days. The $400 tier at $5,000 is a solid alternative if you want to minimize capital commitment.
Pros
Cons
How This Compares to Other Bonuses
Frequently Asked Questions
Which states have Huntington branches?
OH, MI, IN, PA, KY, WV, IL, CO, MN, SC, WI, NC, and TX. You need to be in one of these states to open the account.
Eligibility
New business checking customers only, state restricted, apply by October 14, 2026. The two tiers have DIFFERENT funding deadlines: Unlimited Business Checking pays $400 for total new money deposits of $5,000 or more within 60 days of opening, while Unlimited Plus pays $1,000 only if $20,000 or more lands within 30 days and then sits at $20,000 or more for the next 60 days. Both require keeping the account open for 90 days. Plan on paying the monthly fee through the hold: Unlimited is $20 a month waived only at a $10,000 total deposit relationship, Unlimited Plus is $40 a month waived only at $50,000, and neither the $5,000 nor the $20,000 deposit clears its own threshold because the cash bonus does not count toward it.
Fees
Apply
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Sources (2)
We last checked this against the bank's page on August 13, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.