Huntington Bank $400–$600 Checking Account Bonus (2026) - Review & Requirements
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Huntington Bank's Perks Checking pays $400 after $500 in qualifying direct deposits within 90 days. Platinum Perks pays $600 after $25,000 in new-money deposits within 90 days. The offer is available in 22 states through June 15, 2026.
Who This Checking Bonus Is Best For
Residents of Huntington's 22-state footprint who want a high-value bonus with a low direct-deposit requirement.
How to Maximize This Bonus
For Perks Checking, route $500+ in qualifying direct deposits within 90 days and keep the account open for 90 days. The $10 monthly fee is waived with $1,000+ in monthly deposits or $5,000+ in relationship balances. Platinum Perks requires $25,000 in new money and has a separate $25 fee waiver.
Pros
Cons
How This Compares to Other Bonuses
Huntington's $400 for $500 DD is a better deal than Chase ($400 for $1,000 DD) on effort. The 14-day posting time matches Chase's speed. The $600 Platinum tier is only worth it if you have $25k to park.
Frequently Asked Questions
Which states have Huntington?
AL, AR, CO, FL, GA, IL, IN, KY, LA, MI, MN, MS, MO, NC, OH, OK, PA, SC, TN, TX, WV, and WI.
Is the $600 tier worth it?
Only if you can bring $25,000 in new money within 90 days and manage the Platinum Perks fee waiver.
Related Bonus Reviews
Full Requirements
$400 for Perks Checking with $500+ qualifying direct deposits in 90 days. $600 for Platinum Perks with $25,000 in new-money deposits in 90 days. Keep the account open 90 days.
Fees
Perks Checking: $10/mo waived with $1,000+ monthly deposits or $5,000+ total relationship balance. Platinum Perks: $25/mo waived with $25,000+ total relationship balance.
ChexSystems & Credit Pull
ChexSystems inquiry reported. Soft pull.
Eligibility
New consumer checking customers only. Ineligible with an existing Huntington consumer checking account, one closed in the last 12 months, or a consumer checking incentive received in the last 12 months.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.