J.P. Morgan $50–$1,000 Brokerage Bonus - 2026 Review
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- Bonus tiers
- $50 for a $5,000+ deposit
- $150 for a $25,000+ deposit
- $325 for a $100,000+ deposit
- $1,000 for a $250,000+ deposit
- Availability: Nationwide
- No stated lifetime limit
- Monthly fee: $0
- No early-closure rule listed
- Funding window: 45 days
- Maintenance/hold period: 90 days
- Total practical hold: ~115 days
Bonus Tiers & Effective APY
Overview
J.P. Morgan currently offers up to $1,000 through its brokerage promotion. The headline tier requires $250,000 and keeps the funds committed for roughly 145 days. That is approximately 1.0% annualized before tax and opportunity-cost adjustments.
Pros
Cons
Notes
Fund the account inside the 45-day window, target the tier you can maintain comfortably, and keep the qualifying balance in place for the full 90-day maintenance period. Avoid moving the money until the reward posts.
How This Compares to Other Bonuses
J.P. Morgan's $1,000 headline payout is closest to Charles Schwab's $1,000 offer. Compare the required capital, holding time, account fees, and base interest, not only the bonus.
Frequently Asked Questions
What is the current J.P. Morgan promotion?
J.P. Morgan currently offers up to $1,000. The headline requirement is $250,000 deposit held for about 135 days.
How much money is required for the J.P. Morgan bonus?
The highest advertised payout currently requires $250,000. Lower tiers may require less; review the tier table on this page.
How long is the money committed?
Plan on approximately 145 days including funding, maintenance, settlement, and a practical payout buffer.
Eligibility
J.P. Morgan Self-Directed Investing. Open through the offer page by 10/21/2026, fund with qualifying new money from outside JPMorganChase within 45 days, and your tier is fixed on day 45. Keep the new money in place through day 90 from enrollment, where market losses do not count against you, and the bonus is added within 15 days after that. One bonus per year. UTMA and trust accounts are not eligible. IRA rollovers and transfers do qualify.
Fees
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Sources (2)
We last checked this against the bank's page on September 8, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.