Maxx by Cedar Rapids Bank & Trust $425 Checking Account Bonus (2026) - Review & Requirements
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- Direct deposit: a qualifying direct deposit of $250 or more
- Deposit window: 180 days
- Enroll in e-statements (go paperless)
- Make 1 debit card transaction
- Availability: IA
- No stated lifetime limit
- ChexSystems sensitivity: Medium
- Credit pull: no credit pull reported
- Monthly fee: $5/mo — Waived with eStatements
- No early-closure rule listed
- Account hold: Must keep open 90 days
- Holding period: 30 days
What Counts as Direct Deposit
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Direct deposit or direct debit of $250+ must be set up to post per statement cycle. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Report what worked for you. A free account is all it takes. Reports are attached to the offer, never to your name.
Overview
Maxx by Cedar Rapids Bank & Trust is currently offering a $425 checking bonus. The core requirement is a qualifying direct deposit of $250 or more within 180 days. The account has a $5 monthly fee; review the waiver terms before applying.
Pros
Cons
Notes
Make a single direct deposit of $250 or more within 180 days. Keep the account open and in good standing until the bonus posts. Keep the account open for at least 90 days.
How This Compares to Other Bonuses
Maxx by Cedar Rapids Bank & Trust's $425 offer is closest in headline value to Clearview Federal Credit Union's $412 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Maxx by Cedar Rapids Bank & Trust checking bonus?
Maxx by Cedar Rapids Bank & Trust currently advertises $425. The principal requirement is a qualifying direct deposit of $250 or more within 180 days.
Does the Maxx by Cedar Rapids Bank & Trust bonus require direct deposit?
Yes. The catalog currently records a qualifying direct deposit of $250 or more within 180 days. Confirm the bank's exact definition before applying.
When should the Maxx by Cedar Rapids Bank & Trust bonus post?
The bank does not provide a dependable posting estimate in our current record, so keep the account open until payment arrives.
Full Requirements
Must receive eStatements. Account must maintain positive balance. Direct deposit or direct debit of $250+ must be set up to post per statement cycle.
Fees
Waived with eStatements
ChexSystems & Credit Pull
ChexSystems sensitivity unknown. Hard and soft pull status unknown; assumed no hard pull.
Eligibility
Currently Iowa only as of August 2026. Previously available nationwide (excluding CA & OR), then IA/WI/MN only. Cannot have closed a MAXX account within previous 12 months.
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Sources (2)
We last checked this against the bank's page on September 4, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.