Michigan First Credit Union $100 Checking Account Bonus (2026) - Review & Requirements
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- Deposit window: 60 days
- Make 20 debit card transactions
- Availability: MI
- No stated lifetime limit
- ChexSystems sensitivity: Unknown
- No early-closure rule listed
Overview
Michigan First Credit Union is currently offering a $100 checking bonus. The core requirement is $500 in qualifying direct deposits within 60 days. The eligible account has no monthly maintenance fee documented in the catalog.
Pros
Cons
Notes
Receive $500+ in direct deposits within 60 days. Keep the account open and in good standing until the bonus posts.
How This Compares to Other Bonuses
Michigan First Credit Union's $100 offer is closest in headline value to Current's $100 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Michigan First Credit Union checking bonus?
Michigan First Credit Union currently advertises $100. The principal requirement is $500 in qualifying direct deposits within 60 days.
Does the Michigan First Credit Union bonus require direct deposit?
Yes. The catalog currently records $500 in qualifying direct deposits within 60 days. Confirm the bank's exact definition before applying.
When should the Michigan First Credit Union bonus post?
The bank does not provide a dependable posting estimate in our current record, so keep the account open until payment arrives.
Full Requirements
New member opens a qualifying checking account via an existing member's referral link and within 60 days either receives $500+ in direct deposits OR makes 20 debit-card purchases. Apply online.
Fees
Not stated.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Membership: anyone who lives, works or worships in Michigan. A referral is required, so you need an existing member's unique referral code, generated in the Michigan First mobile app or online banking, and you must apply through one of the credit union's digital channels. Both parties must be at least 17, and each receives $100. The new member must not currently hold a Michigan First account as a primary or joint owner and must not have previously had one charged off. The checking account cannot have an unpaid overdraft or Courtesy Pay fee, or a negative balance, at the end of the 60 day period. No end date is published, and the credit union calls it a limited time offer tied to its 100 year anniversary.
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Sources (1)
We last checked this against the bank's page on September 26, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.