Neighborhood Credit Union $300 Checking Account Bonus (2026) - Review & Requirements
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Neighborhood Credit Union offers a $300 checking bonus with promo code NEIGHBOR. Requires one qualifying direct deposit of $500+ plus 30+ debit card transactions within 60 days.
Who This Checking Bonus Is Best For
Texas residents with regular paychecks who are heavy debit card users.
How to Maximize This Bonus
Open an account with promo code NEIGHBOR. Set up one qualifying direct deposit of $500+ within 60 days and make 30+ debit purchases.
Pros
Cons
How This Compares to Other Bonuses
High requirements for $300. Compare to Schertz Bank ($300, only $500 DD, no debit) which is far easier.
Frequently Asked Questions
What is the promo code for Neighborhood Credit Union?
NEIGHBOR.
Full Requirements
Promo code NEIGHBOR. DD of $500+ totaling $3,000+ within 90 days. 30+ debit card transactions of $5+ within 90 days.
Fees
No monthly fee.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
Texas residents only. Promo code NEIGHBOR. New members only.
Apply
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.