Numerica Credit Union $300 Checking Account Bonus (2026) - Review & Requirements
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Overview
Numerica Credit Union offers a $300 checking bonus with two paths: either 12 transactions of $5+ for 2 months plus eStatements, or $500/month direct deposit for 2 months. Available in ID and WA.
Who This Checking Bonus Is Best For
Residents of ID or WA who want flexibility in how they qualify — either through DD or transactions.
How to Maximize This Bonus
Choose the easier path for you: if you have payroll DD, set up $500/month for 2 months. If not, make 12 transactions of $5+ each month for 2 months and enroll in eStatements.
Pros
Cons
How This Compares to Other Bonuses
The dual-path option makes this more flexible than Oregon State CU ($300, DD only). Great for people who can't easily move their direct deposit.
Frequently Asked Questions
Which states have Numerica Credit Union?
ID and WA.
Full Requirements
Join Numerica by opening a new membership account and a Bonus Checking account on the same day, using promo code MACQ1125. It takes $25 to open. Then, within the first three months, meet the Bonus Checking qualifiers in two consecutive monthly cycles: 12 transactions of $5 or more each that settle to the account on your Numerica Visa debit or credit card, and electronic statements. That is 24 transactions in total, 12 in each of two back to back months. NO DIRECT DEPOSIT IS REQUIRED. The $300 lands by the 10th of the month after three full calendar months from opening. Limit one $300 bonus per tax ID and one Bonus Checking account per person.
Fees
No monthly fee.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
Available in ID and WA. New members only.
Apply
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Sources (2)
We last checked this against the bank's page on July 27, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.