Old National Bank $300–$600 Checking Account Bonus (2026) - Review & Requirements
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- Direct deposit: $12,000 in qualifying direct deposits
- Deposit window: 120 days
- Bonus tiers
- $300 with $3,500 in direct deposits
- $600 with $12,000 in direct deposits
- Availability: 9 states: IA, IL, IN, KY, MN, WI, TN, ND, MI
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Low
- Credit pull: soft pull only
- Monthly fee: $0 — No monthly fee.
- No early-closure rule listed
- Bonus posts: ~60 days
What Counts as Direct Deposit
28 reports across 2 sources. Last report Jul 9, 2026. Doctor of Credit comments 27, other public posts 1.
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Open an ONB Preferred Checking or ONB Everyday Checking account, then make three or more qualifying direct deposits totalling at least $12,000 within the first four months of opening, and keep a balance above zero when the bonus is processed. A qualifying deposit is a recurring ACH direct deposit that arrives... Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Old National Bank is currently offering a tiered checking bonus paying up to $600. Each rung has its own requirement: $300 with $3,500 in direct deposits; $600 with $12,000 in direct deposits. The eligible account has no monthly maintenance fee documented in the catalog.
Pros
Cons
Notes
Receive $12,000+ in direct deposits within 120 days. The amount you are paid depends on which rung you complete: $300 with $3,500 in direct deposits; $600 with $12,000 in direct deposits. Allow approximately 60 days for the bonus to post after qualification.
How This Compares to Other Bonuses
Old National Bank's $600 offer is closest in headline value to BMO's $600 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Old National Bank checking bonus?
Old National Bank currently advertises up to $600, across 2 rungs that each ask for something different: $300 with $3,500 in direct deposits; $600 with $12,000 in direct deposits.
Does the Old National Bank bonus require direct deposit?
Yes. The catalog currently records $12,000 in qualifying direct deposits within 120 days. Confirm the bank's exact definition before applying.
When should the Old National Bank bonus post?
The tracked estimate is about 60 days after you satisfy the requirements.
Related Bonus Reviews
Full Requirements
Open an ONB Preferred Checking or ONB Everyday Checking account, then make three or more qualifying direct deposits totalling at least $12,000 within the first four months of opening, and keep a balance above zero when the bonus is processed. A qualifying deposit is a recurring ACH direct deposit that arrives electronically from an employer or a government agency, such as a paycheck, pension, Social Security or another government benefit. Teller deposits, ATM deposits, mobile check deposits, micro deposits, internal transfers, external transfers, wires, debit card transfers and peer to peer services do not count. The bonus lands between 110 and 140 days after opening. There is a lower rung at $300 if you can only reach $3,500 in direct deposits over the same four months. Offer expires October 30, 2026.
Fees
No monthly fee.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
New checking customers only.
Apply
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Sources (2)
We last checked this against the bank's page on September 8, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.