Penn Community Bank $400 Checking Account Bonus (2026) - Review & Requirements
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Overview
Penn Community Bank offers a $400 checking bonus for either $1,500 in direct deposits OR 20 debit purchases within 60 days. Use promo code 400BONUS. Pennsylvania only.
Who This Checking Bonus Is Best For
Pennsylvania residents who want flexibility — choose DD or debit purchases to qualify.
How to Maximize This Bonus
Open checking with promo code 400BONUS. Choose the easier path: either $1,500 in DD or 20 debit purchases within 60 days. The debit option is great if you don't want to move your direct deposit.
Pros
Cons
How This Compares to Other Bonuses
The dual-path requirement (DD or debit) makes this more flexible than Dollar Bank ($300, DD only). A strong PA option alongside Clearview FCU ($500).
Frequently Asked Questions
Which states have Penn Community Bank?
Pennsylvania only.
Full Requirements
Open a new Penn Community Bank checking account with $25 or more and give promo code 400BONUS at account opening. Then, within the first 60 days, do ONE of these two things: receive qualifying direct deposits totalling $1,500 or more, or complete 20 or more debit card purchases of $20 or more each. A qualifying direct deposit is a recurring electronic deposit of payroll, Social Security, pension, government benefits or other regular monthly income. The bonus is paid into the checking account within 45 days of meeting the requirements and the account has to be open, active and in good standing at that point. Close it within six months and the bonus is debited back out, and an early termination fee may apply. Offer expires September 12, 2026.
Fees
No monthly fee.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
New checking customers only. You are not eligible if you closed a Penn Community Bank checking account within the preceding 12 months or have already received a new checking account incentive. One bonus per household, the promo code must be presented at account opening, and business and municipal accounts are excluded.
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Open Account →Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.
Sources (1)
We last checked this against the bank's page on August 8, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.