Blog/Best Checking Bonuses/Pittsfield Coop Bank $750 Checking Account Bonus (2026) - Review & Requirements

Pittsfield Coop Bank $750 Checking Account Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Bank Bonuses
CheckingBank BonusDirect DepositTransaction RequirementRegional
Offer Details
Bonus Amount$750
Account TypeChecking
Direct Deposit Required$500/mo × 6
Min Per Month$500
Consecutive Months6
Deposit Window180 days
Transactions Required25 qualifying transactions
Medium$3,000 of direct deposit
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Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

At a Glance
Requirements
  • Direct deposit: $500+ in qualifying direct deposits each month for 6 consecutive months
  • Deposit window: 180 days
  • Minimum opening deposit: $500
  • Make 25 debit card transactions
Eligibility
  • Availability: MA
  • No stated lifetime limit
  • ChexSystems sensitivity: Medium
  • Credit pull: soft pull only
Fees
  • Monthly fee: $15/mo — $2,500 combined balance in all savings/checking/money market accounts OR 15 debit card transactions and electronic deposits of $500+ per month
  • No early-closure rule listed
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No published end date
Bank bonuses are taxable interest — expect a 1099-INT. See our bank bonus tax guide.

What Counts as Direct Deposit

Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.

YESEmployer payrollFrom the bank published terms and our own checksThe safest method — always codes as a direct deposit.
YESGovernment benefits (SSA, pension, unemployment)From the bank published terms and our own checks
MAYBEAlly / Alliant ACH pushFrom the bank published terms and our own checksDD-coded ACH that works at many banks; confirm for this one.
MAYBEFidelity ACH pushFrom the bank published terms and our own checksThe most reliable workaround — Fidelity sends properly DD-coded ACH that triggers at most banks. Worth trying first.
MAYBESchwab ACH pushFrom the bank published terms and our own checksInconsistent across banks — use payroll or Fidelity if you can.
NOMobile check / cash depositFrom the bank published terms and our own checks
NOPayPal / Venmo / Cash App ACHFrom the bank published terms and our own checksUsually code as P2P, not direct deposit. A few very lenient banks (Citi, Capital One) are exceptions.
NOTransfer from your own account at the same bankFrom the bank published terms and our own checksInternal transfers never count.
NOWire transferFrom the bank published terms and our own checks
NOZelleFrom the bank published terms and our own checksCodes as P2P at nearly every bank.
How we know
Pittsfield Coop Bank offers $750 for opening interest checking with $500 minimum, completing $500+ monthly direct deposits for six months, and making 25 debit card transactions. Source

The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.

Reports are attached to the offer, never to your name. Members can log one from their account instead.

Source: our guide to what counts as direct deposit, verified per-bank against official terms and community data points (originally compiled with help from Doctor of Credit). Data points change, so always verify with the bank.

Overview

Pittsfield Coop Bank is currently offering a $750 checking bonus. The core requirement is $500+ in qualifying direct deposits each month for 6 consecutive months. The account has a $15 monthly fee; review the waiver terms before applying.

Pros

+$750 cash bonus
+No documented hard credit pull
+180-day qualification window

Cons

-Geographic restrictions apply
-$15 monthly fee unless waived
-No published end date; terms can change without notice

Notes

Receive $500+ in direct deposits EACH month for 6 consecutive months. Each period must stand on its own; front-loading one large deposit does not qualify. Keep the account open and in good standing until the bonus posts.

How This Compares to Other Bonuses

Pittsfield Coop Bank's $750 offer is closest in headline value to Dedham Savings's $750 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.

Frequently Asked Questions

What is the current Pittsfield Coop Bank checking bonus?

Pittsfield Coop Bank currently advertises $750. The principal requirement is $500+ in qualifying direct deposits each month for 6 consecutive months.

Does the Pittsfield Coop Bank bonus require direct deposit?

Yes. The catalog currently records $500+ in qualifying direct deposits each month for 6 consecutive months. Confirm the bank's exact definition before applying.

When should the Pittsfield Coop Bank bonus post?

The bank does not provide a dependable posting estimate in our current record, so keep the account open until payment arrives.

Full Requirements

Must sign up for Mastercard debit card and uChoose rewards program. 25 debit card transactions required for $750 tier (15 for $500 tier) in any combination of POS signature or PIN transactions during cycle period.

Fees

Monthly Fee$15/mo

$2,500 combined balance in all savings/checking/money market accounts OR 15 debit card transactions and electronic deposits of $500+ per month

ChexSystems & Credit Pull

Chex SensitivityMedium
Hard PullNo
Soft PullYes

Soft pull confirmed, ChexSystems check performed

Eligibility

AvailabilityMA
Lifetime LimitNo

Limited to Pittsfield/Hinsdale area in Massachusetts. Does not work out of state.

Apply

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Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

Sources (2)

We last checked this against the bank's page on September 8, 2026.

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The Direct Deposit Cheat Sheet

What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.

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Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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