Point Breeze Credit Union $275 Checking Account Bonus (2026) - Review & Requirements
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What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Point Breeze Credit Union offers a $275 checking bonus for $400+ DD within 45 days plus 12 debit card swipes and eStatement enrollment. Maryland only.
Who This Checking Bonus Is Best For
Maryland residents looking for a credit union bonus with a low DD requirement.
How to Maximize This Bonus
Set up $400+ direct deposit, make 12 debit purchases, and enroll in eStatements within 45 days. Low DD threshold makes this accessible.
Pros
Cons
How This Compares to Other Bonuses
One of the few Maryland-specific checking bonuses. $275 for $400 DD is a good ratio.
Frequently Asked Questions
Which states have Point Breeze Credit Union?
Maryland only.
Full Requirements
Use code CHECK275 when you open. The $275 is four separate pieces on a Free Checking Plus+ account. $50 just for opening the checking account, which also means qualifying for membership, opening a share savings account and keeping a $5 share balance. $100 for a direct deposit of at least $400 within 45 days. $100 for using your debit card 12 times within 45 days; both PIN and signature point of sale transactions count, but returns, refunds and ATM transactions do not. $25 for enrolling in eStatements within 45 days. Bonuses are typically deposited within 60 days of account opening for whichever pieces you have completed.
Fees
No monthly fee.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
Maryland residents only. New members only.
Apply
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Sources (1)
We last checked this against the bank's page on August 18, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.