Point Breeze Credit Union $275 Checking Account Bonus (2026) - Review & Requirements
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- Direct deposit: a qualifying direct deposit of $400 or more
- Deposit window: 45 days
- Enroll in e-statements (go paperless)
- Enter promo code CHECK275 when you apply
- Make 12 debit card transactions
- Availability: MD
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Low
- Credit pull: soft pull only
- Monthly fee: $0 — No monthly fee.
- No early-closure rule listed
- Bonus posts: ~45 days
What Counts as Direct Deposit
2 reports across 2 sources. Last report Jul 13, 2026. Doctor of Credit comments 1, other public posts 1.
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
$100 for a direct deposit of at least $400 within 45 days. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Point Breeze Credit Union offers a $275 checking bonus for $400+ DD within 45 days plus 12 debit card swipes and eStatement enrollment. Maryland only.
Pros
Cons
Notes
Set up $400+ direct deposit, make 12 debit purchases, and enroll in eStatements within 45 days. Low DD threshold makes this accessible.
How This Compares to Other Bonuses
One of the few Maryland-specific checking bonuses. $275 for $400 DD is a good ratio.
Frequently Asked Questions
Which states have Point Breeze Credit Union?
Maryland only.
Full Requirements
Use code CHECK275 when you open. The $275 is four separate pieces on a Free Checking Plus+ account. $50 just for opening the checking account, which also means qualifying for membership, opening a share savings account and keeping a $5 share balance. $100 for a direct deposit of at least $400 within 45 days. $100 for using your debit card 12 times within 45 days; both PIN and signature point of sale transactions count, but returns, refunds and ATM transactions do not. $25 for enrolling in eStatements within 45 days. Bonuses are typically deposited within 60 days of account opening for whichever pieces you have completed.
Fees
No monthly fee.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
Maryland residents only. New members only.
Apply
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Sources (1)
We last checked this against the bank's page on September 26, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.