[Expired] Provident Bank $300–$750 Business Savings Bonus (18.3%–21.9% Effective APY) - 2026 Review
Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.
- Bonus tiers
- $300 for a $5,000+ deposit
- $500 for a $10,000+ deposit
- $750 for a $15,000+ deposit
- Availability: NJ, NY, PA
- No stated lifetime limit
- Monthly fee: $0
- Early closure fee: $15
- Funding window: 30 days
- Maintenance/hold period: 60 days
- Total practical hold: ~100 days
Bonus Tiers & Effective APY
Overview
Provident Bank's $750 savings promotion is expired. This page preserves the final tracked tiers, requirements, and history.
Pros
Cons
Notes
Fund the account inside the 30-day window, target the tier you can maintain comfortably, and keep the qualifying balance in place for the full 60-day maintenance period. Avoid moving the money until the reward posts.
How This Compares to Other Bonuses
Provident Bank's $750 headline payout is closest to Associated Bank Business's $750 offer. Compare the required capital, holding time, account fees, and base interest, not only the bonus.
Frequently Asked Questions
What is the current Provident Bank promotion?
The final tracked promotion paid up to $750; it is now marked expired.
How much money is required for the Provident Bank bonus?
The highest advertised payout currently requires $15,000. Lower tiers may require less; review the tier table on this page.
How long is the money committed?
Plan on approximately 100 days including funding, maintenance, settlement, and a practical payout buffer.
Eligibility
Small Business Month promo. New Small Business Checking ($50 min open) with new money; maintain avg balance $5k ($300) / $10k ($500) / $15k ($750) for two full statement cycles. Bonus credited within 120 days. Business TIN cannot have held a Provident business checking in prior 12 months. Branch-only (NJ/NY/PA). An early-closure fee applies if closed within 6 months; Provident confirms the fee but does not publish the business amount (reported around $15).
Fees
Sources (2)
We last checked on September 3, 2026, but could not confirm every detail directly on the bank's page.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.