[Expired] Raisin $50–$1,000 Savings Bonus (5.7% Effective APY) - 2026 Review
Below is the offer exactly as we last tracked it, kept for reference. It may no longer be available to open.
- Bonus tiers
- $50 for a $10,000+ deposit
- $125 for a $25,000+ deposit
- $250 for a $50,000+ deposit
- $500 for a $100,000+ deposit
- $1,000 for a $200,000+ deposit
- Enter promo code SUMMER26 when you apply
- Availability: Nationwide
- No stated lifetime limit
- Monthly fee: $0
- No early-closure rule listed
- Funding window: 14 days
- Maintenance/hold period: 90 days
- Total practical hold: ~130 days
Bonus Tiers & Effective APY
Overview
Raisin's $1,000 savings promotion is expired. This page preserves the final tracked tiers, requirements, and history.
Pros
Cons
Notes
Fund the account inside the 14-day window, target the tier you can maintain comfortably, and keep the qualifying balance in place for the full 90-day maintenance period. Avoid moving the money until the reward posts.
How This Compares to Other Bonuses
Raisin's $1,000 headline payout is closest to Ameriprise's $1,000 offer. Compare the required capital, holding time, account fees, and base interest, not only the bonus.
Frequently Asked Questions
What is the current Raisin promotion?
The final tracked promotion paid up to $1,000; it is now marked expired.
How much money is required for the Raisin bonus?
The highest advertised payout currently requires $200,000. Lower tiers may require less; review the tier table on this page.
How long is the money committed?
Plan on approximately 130 days including funding, maintenance, settlement, and a practical payout buffer.
Eligibility
New Raisin customers only. Register your new account with promo code SUMMER26 between June 1 and August 31, 2026, then deposit at least $10,000 within a 14-day funding window that starts on your first deposit, and hold the balance for 90 days. The bonus lands within 30 days after that. You can add an optional boost of $10 to $200 on top by setting up a recurring deposit within 14 days of your first deposit and completing at least two of them inside the 90 days. Raisin is a platform, so you pick which partner bank actually holds the money, and only one welcome bonus is paid per new customer no matter how many partner accounts you open.
Fees
Sources (2)
We last checked this against the bank's page on October 3, 2026.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.