Schertz Bank & Trust $300 Checking Account Bonus (2026) - Review & Requirements
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- Direct deposit: 3 separate direct deposits of $500 or more each
- Deposit window: 90 days
- Keep at least $500 in the account every single day, never dipping below
- Availability: TX
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Unknown
- Monthly fee: $5/mo — Avoid the $5 monthly service fee by keeping a $500 minimum daily balance each statement cycle. Asking for paper statements instead of e-statements adds a separate $5 monthly charge.
- No early-closure rule listed
- Holding period: 90 days
What Counts as Direct Deposit
11 reports across 2 sources. Last report Jul 13, 2026. Doctor of Credit comments 9, other public posts 2.
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Open a new DirectPLUS Checking account, set up and receive a new direct deposit totaling $500 or more per month, and keep a minimum daily balance of $500 for 90 days. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Schertz Bank & Trust is currently offering a $300 checking bonus. The core requirement is 3 separate direct deposits of $500 or more each within 90 days. The account has a $5 monthly fee; review the waiver terms before applying.
Pros
Cons
Notes
Make 3 SINGLE direct deposits of $500 or more each within 90 days. Keep the account open and in good standing until the bonus posts.
How This Compares to Other Bonuses
Schertz Bank & Trust's $300 offer is closest in headline value to PSECU's $300 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Schertz Bank & Trust checking bonus?
Schertz Bank & Trust currently advertises $300. The principal requirement is 3 separate direct deposits of $500 or more each within 90 days.
Does the Schertz Bank & Trust bonus require direct deposit?
Yes. The catalog currently records 3 separate direct deposits of $500 or more each within 90 days. Confirm the bank's exact definition before applying.
When should the Schertz Bank & Trust bonus post?
The bank does not provide a dependable posting estimate in our current record, so keep the account open until payment arrives.
Full Requirements
Open a new DirectPLUS Checking account, set up and receive a new direct deposit totaling $500 or more per month, and keep a minimum daily balance of $500 for 90 days. Apply online.
Fees
Avoid the $5 monthly service fee by keeping a $500 minimum daily balance each statement cycle. Asking for paper statements instead of e-statements adds a separate $5 monthly charge.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Schertz Bank & Trust (San Antonio metro, Texas). Both the money and the direct deposit must be new to the bank. One bonus per customer. The account comes with online banking and e-statements. The bank does not publish a deadline to open the account or a date by which the bonus is paid.
Apply
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Sources (2)
We last checked this against the bank's page on September 8, 2026.
Historical Promotions
The current $300 is the highest we've tracked since October 2025.
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
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What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.