Seacoast Bank $400 Bonus (2026): Promo Code CON600, Florida Only
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- Direct deposit: $1,000 in qualifying direct deposits
- Deposit window: 90 days
- Minimum opening deposit: $50
- Enter promo code CON600 when you apply
- Availability: FL, GA
- Lifetime limit: one bonus per customer
- ChexSystems sensitivity: Low
- Credit pull: soft pull only
- Monthly fee: $0 — No monthly fee on the eligible consumer checking account.
- No early-closure rule listed
- Bonus posts: ~95 days
What Counts as Direct Deposit
13 reports across 1 source. Last report Mar 14, 2026. Doctor of Credit comments 13.
Employer payroll is always the safest method. "Maybe" means some people report it working and it is not guaranteed. Open a row to see the individual reports.
Open a new eligible Seacoast consumer checking account using offer code CON600 with a $50 minimum opening deposit, then establish recurring direct deposits of $1,000 or more within 90 days. Source
The reports come from Doctor of Credit comment threads, public Reddit posts, and members who told us what happened to their own deposit. Each one is dated where the person gave a date. Read how we check offers.
Reports are attached to the offer, never to your name. Members can log one from their account instead.
Overview
Seacoast Bank is currently offering a $400 checking bonus. The core requirement is $1,000 in qualifying direct deposits within 90 days. The eligible account has no monthly maintenance fee documented in the catalog.
Pros
Cons
Notes
Enter promo code CON600 during application. Receive $1,000+ in direct deposits within 90 days. Allow approximately 95 days for the bonus to post after qualification.
How This Compares to Other Bonuses
Seacoast Bank's $400 offer is closest in headline value to PNC Bank's $400 checking bonus. Compare the direct-deposit requirement, geographic eligibility, fees, approval sensitivity, and payout timing, not only the advertised amount.
Frequently Asked Questions
What is the current Seacoast Bank checking bonus?
Seacoast Bank currently advertises $400. The principal requirement is $1,000 in qualifying direct deposits within 90 days.
Does the Seacoast Bank bonus require direct deposit?
Yes. The catalog currently records $1,000 in qualifying direct deposits within 90 days. Confirm the bank's exact definition before applying.
When should the Seacoast Bank bonus post?
The tracked estimate is about 95 days after you satisfy the requirements.
Full Requirements
Open a new eligible Seacoast consumer checking account using offer code CON600 with a $50 minimum opening deposit, then establish recurring direct deposits of $1,000 or more within 90 days. Qualifying deposits are paychecks, pensions, Social Security, or similar monthly income deposited electronically by an employer or outside agency. Keep the account open and in good standing and the $400 credits within 95 days of opening. You must be a Florida or Georgia resident aged 18 or older, and the offer is closed to anyone who has held a Seacoast personal checking or savings account in the past 12 months. A separate $200 savings bonus on the same code needs $15,000 of new money deposited within 10 business days and held at a $15,000 minimum balance for 90 days.
Fees
No monthly fee on the eligible consumer checking account.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
Florida or Georgia residents aged 18 or older. Offer code CON600, one per new checking or savings household, and it cannot be combined with other Seacoast bonus offers. Not available to existing Seacoast personal checking or savings customers, to anyone who closed such an account in the past 12 months, or to Seacoast associates.
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Sources (2)
We last checked this against the bank's page on July 27, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.