Seacoast Bank $400 Bonus (2026): Promo Code CON600, Florida Only
Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Seacoast Bank offers a $400 checking bonus for $1,000 in direct deposits within 90 days. Premium Checking with promo code CON600. Florida residents only.
Who This Checking Bonus Is Best For
Florida residents looking for a strong $400 bonus with a low $1,000 DD requirement.
How to Maximize This Bonus
Open Premium Checking in person at a Seacoast branch (the bonus is in-branch only — online openers do not qualify) using promo code CON600, then receive a direct deposit of $1,000 or more within 60 days of opening. The DD threshold is relatively low for a $400 bonus.
Pros
Cons
How This Compares to Other Bonuses
At $400 for $1,000 DD, this is one of the best value-per-dollar-deposited ratios in Florida. Compare to MidFlorida ($400 requires $4,000 DD + 40 debit).
Frequently Asked Questions
Which states have Seacoast Bank?
Florida only.
Full Requirements
Open a new eligible Seacoast consumer checking account using offer code CON600 with a $50 minimum opening deposit, then establish recurring direct deposits of $1,000 or more within 90 days. Qualifying deposits are paychecks, pensions, Social Security, or similar monthly income deposited electronically by an employer or outside agency. Keep the account open and in good standing and the $400 credits within 95 days of opening. You must be a Florida or Georgia resident aged 18 or older, and the offer is closed to anyone who has held a Seacoast personal checking or savings account in the past 12 months. A separate $200 savings bonus on the same code needs $15,000 of new money deposited within 10 business days and held at a $15,000 minimum balance for 90 days.
Fees
No monthly fee on the eligible consumer checking account.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
Florida or Georgia residents aged 18 or older. Offer code CON600, one per new checking or savings household, and it cannot be combined with other Seacoast bonus offers. Not available to existing Seacoast personal checking or savings customers, to anyone who closed such an account in the past 12 months, or to Seacoast associates.
Apply
Open Account →Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.
Sources (2)
We last checked this against the bank's page on July 27, 2026.
More Seacoast Bank offers we track
Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.
Stacks OS also tells you which bonus to do next for YOUR paycheck.
What actually counts as a direct deposit at 53 banks. Fidelity, Schwab, ACH pushes, all in one printable table, verified.
Comments (0)
Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.